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Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011

HSBC Accounts

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‎08-28-2012 11:46 AM

I spoke to a lady and she said that HSBC account will go over 100% to Capital one on 30 Sep 2012. Has anyone heard or gotten anything to confirm this?

Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
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plasticguy
Posts: 511
Registered: ‎02-21-2008

Re: HSBC Accounts

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‎08-28-2012 11:50 AM

No, but I can confirmed that all my credit reports no longer say HSBC, they say Capital One
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Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011

Re: HSBC Accounts

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‎08-28-2012 11:59 AM

I can too, mine reports as Capital One too.

Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
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Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: HSBC Accounts

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‎08-28-2012 12:27 PM

Mine have said Cap One for the past few months.

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
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Valued Member
brcamacho
Posts: 44
Registered: ‎07-27-2012

Re: HSBC Accounts

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‎08-28-2012 12:31 PM

So does that mean all CLI's will stop?

TU-683 on 03-2013 (Walmart TU)
EX-648 on 12-2012 (AMEX)
EQ-666 on 01-2013 (MyFico)
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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: HSBC Accounts

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‎08-28-2012 12:39 PM

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

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Valued Contributor
p-
Posts: 1,964
Registered: ‎06-05-2008

Re: HSBC Accounts

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‎08-28-2012 12:46 PM

alboto wrote:

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

You have a luv button?  No fair.

  11-27-2012: FICO EXP: 731 - EQU: 723 - TRAN: 731 - AVG: 728 - +178 points from JUN 2008 - MY CREDIT JOURNAL


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Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: HSBC Accounts

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‎08-28-2012 12:55 PM

Had. Which I just checked and its not there anymore, I guess they are changing the rules.

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kobe2012
Posts: 589
Registered: ‎03-16-2012

Re: HSBC Accounts

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‎08-28-2012 01:09 PM

I have a HSBC charge off account from 4 yrs ago, since they're capital one now, what would happen to that account?? and also would that ruin my good history with capital one??? I applied for best buy card back in May and I got declined... I wonder if it's because of the that charge off


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/Zync: $500 PSL/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k
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Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: HSBC Accounts

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‎08-28-2012 01:22 PM

Yeah that's what I was told too. As of 10/1, the systems will finally be integrated as one and new plastics reflecting the new brand will be issued in Oct 2012. Also your CR will update from Capital One to Capital One Bank USA NA.

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