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Valued Contributor
Posts: 1,236
Registered: ‎12-12-2011
0

HSBC Accounts

I spoke to a lady and she said that HSBC account will go over 100% to Capital one on 30 Sep 2012. Has anyone heard or gotten anything to confirm this?

Walmart / SYNCB - 12,000 | JCP MasterCard / SYNCB - 10,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 5,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 9,800 | Discover IT - 11,000 | Barclays Rewards - 5,500 | Apple Rewards / Barclays - 6,500 | Citi Simplicity - 7,300 | Double Cash World MasterCard Citi 1,200 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200 | USAA Cash Rewards Plus AMEX - 8,500.
Established Contributor
Posts: 565
Registered: ‎02-21-2008
0

Re: HSBC Accounts

No, but I can confirmed that all my credit reports no longer say HSBC, they say Capital One
Valued Contributor
Posts: 1,236
Registered: ‎12-12-2011
0

Re: HSBC Accounts

I can too, mine reports as Capital One too.

Walmart / SYNCB - 12,000 | JCP MasterCard / SYNCB - 10,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 5,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 9,800 | Discover IT - 11,000 | Barclays Rewards - 5,500 | Apple Rewards / Barclays - 6,500 | Citi Simplicity - 7,300 | Double Cash World MasterCard Citi 1,200 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200 | USAA Cash Rewards Plus AMEX - 8,500.
Valued Contributor
Posts: 1,102
Registered: ‎02-03-2009
0

Re: HSBC Accounts

Mine have said Cap One for the past few months.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (9/1/16): EQ My Fico: 806; TU MyFico: 782; EX (My Fico): 798
Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: HSBC Accounts

So does that mean all CLI's will stop?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: HSBC Accounts

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

Valued Contributor
Posts: 2,814
Registered: ‎06-05-2008
0

Re: HSBC Accounts


alboto wrote:

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.


You have a luv button?  No fair.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: HSBC Accounts

Had. Which I just checked and its not there anymore, I guess they are changing the rules.

Established Contributor
Posts: 844
Registered: ‎03-16-2012
0

Re: HSBC Accounts

I have a HSBC charge off account from 4 yrs ago, since they're capital one now, what would happen to that account?? and also would that ruin my good history with capital one??? I applied for best buy card back in May and I got declined... I wonder if it's because of the that charge off


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:621 EQ: 639 EX: 632
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 Express: $250 PaypalCredit:$1050
Valued Contributor
Posts: 1,547
Registered: ‎09-01-2011
0

Re: HSBC Accounts

Yeah that's what I was told too. As of 10/1, the systems will finally be integrated as one and new plastics reflecting the new brand will be issued in Oct 2012. Also your CR will update from Capital One to Capital One Bank USA NA.

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