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Established Contributor
Posts: 1,033
Registered: ‎12-12-2011
0

HSBC Accounts

I spoke to a lady and she said that HSBC account will go over 100% to Capital one on 30 Sep 2012. Has anyone heard or gotten anything to confirm this?

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Established Contributor
Posts: 564
Registered: ‎02-21-2008
0

Re: HSBC Accounts

No, but I can confirmed that all my credit reports no longer say HSBC, they say Capital One
Established Contributor
Posts: 1,033
Registered: ‎12-12-2011
0

Re: HSBC Accounts

I can too, mine reports as Capital One too.

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Established Contributor
Posts: 1,045
Registered: ‎02-03-2009
0

Re: HSBC Accounts

Mine have said Cap One for the past few months.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: HSBC Accounts

So does that mean all CLI's will stop?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: HSBC Accounts

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: HSBC Accounts


alboto wrote:

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.


You have a luv button?  No fair.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: HSBC Accounts

Had. Which I just checked and its not there anymore, I guess they are changing the rules.

Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: HSBC Accounts

I have a HSBC charge off account from 4 yrs ago, since they're capital one now, what would happen to that account?? and also would that ruin my good history with capital one??? I applied for best buy card back in May and I got declined... I wonder if it's because of the that charge off


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Posts: 1,420
Registered: ‎09-01-2011
0

Re: HSBC Accounts

Yeah that's what I was told too. As of 10/1, the systems will finally be integrated as one and new plastics reflecting the new brand will be issued in Oct 2012. Also your CR will update from Capital One to Capital One Bank USA NA.

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