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HSBC Accounts

Valued Contributor

HSBC Accounts

I spoke to a lady and she said that HSBC account will go over 100% to Capital one on 30 Sep 2012. Has anyone heard or gotten anything to confirm this?

Message 1 of 17
16 REPLIES
Established Contributor

Re: HSBC Accounts

No, but I can confirmed that all my credit reports no longer say HSBC, they say Capital One
Message 2 of 17
Valued Contributor

Re: HSBC Accounts

I can too, mine reports as Capital One too.

Message 3 of 17
Valued Contributor

Re: HSBC Accounts

Mine have said Cap One for the past few months.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 4 of 17
Regular Contributor

Re: HSBC Accounts

So does that mean all CLI's will stop?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 5 of 17
Regular Contributor

Re: HSBC Accounts

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.

Message 6 of 17
Valued Contributor

Re: HSBC Accounts


alboto wrote:

I hope the CLI stay the same, because I pushed the luv last week and got $1000 CLI for $3100 total. I doubt I will get that kind of luv if they change the rules.


You have a luv button?  No fair.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 7 of 17
Regular Contributor

Re: HSBC Accounts

Had. Which I just checked and its not there anymore, I guess they are changing the rules.

Message 8 of 17
Established Contributor

Re: HSBC Accounts

I have a HSBC charge off account from 4 yrs ago, since they're capital one now, what would happen to that account?? and also would that ruin my good history with capital one??? I applied for best buy card back in May and I got declined... I wonder if it's because of the that charge off


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 9 of 17
Valued Contributor

Re: HSBC Accounts

Yeah that's what I was told too. As of 10/1, the systems will finally be integrated as one and new plastics reflecting the new brand will be issued in Oct 2012. Also your CR will update from Capital One to Capital One Bank USA NA.

Message 10 of 17