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Member
Posts: 9
Registered: ‎07-06-2012
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Re: HSBC Accounts

Will this change still represent subprime or prime accounts?  I have two accounts with Capital One and one with Orchard bank.  Max limit is $500 on all three and I have only recieved one CLI on all three.  I would love at least one of these account to show a prime.


Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700


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My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500
Established Contributor
Posts: 934
Registered: ‎12-12-2011
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Re: HSBC Accounts

They are still giveing CLI's on Orchard Bank Cards.

Walmart / SYNCB - 4,500/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,500 | Chevron / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 |AMEX ZYNC - NPSL | AMEX Hilton HHonours - 2,000 | USAA AMEX - 250 | PenFed Platinum Rewards Visa Signature - 18,400 | PenFed Travel Rewards AMEX - 5,000 | Discover IT - 8,800 | Wyndham / Barclays - $2,500.
Valued Contributor
Posts: 2,656
Registered: ‎06-05-2008
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Re: HSBC Accounts


corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
Posts: 934
Registered: ‎12-12-2011
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Re: HSBC Accounts

It was a soft pull.

Walmart / SYNCB - 4,500/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,500 | Chevron / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 |AMEX ZYNC - NPSL | AMEX Hilton HHonours - 2,000 | USAA AMEX - 250 | PenFed Platinum Rewards Visa Signature - 18,400 | PenFed Travel Rewards AMEX - 5,000 | Discover IT - 8,800 | Wyndham / Barclays - $2,500.
Valued Contributor
Posts: 2,656
Registered: ‎06-05-2008
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Re: HSBC Accounts


corymcd88 wrote:

It was a soft pull.


Sweet.  Too bad I'm not due for my regular 6 month CLI until Jan.  

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL

Contributor
Posts: 84
Registered: ‎08-29-2012
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Re: HSBC Accounts

 

p- wrote:

corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?


I just called a couple of minutes ago for CLI and got approved

My Wallet: AMEX Gold NPSL, Express 1050, Victoria Secret 1750, Macy's 2K, Kay's 7600, Capital One 1.15K, Capital One 2000, Quicksilver 1500; QVC 1600, Walmart 2700, Pier 1 1250, Kohl's 700, JCrew 1250, JCPenny 2900, Discover 1500, Lowes 3000

Current Scores: Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Goal Score: 700
Valued Contributor
Posts: 2,656
Registered: ‎06-05-2008
0

Re: HSBC Accounts


EmpressLuv wrote:

I just called a couple of minutes ago for CLI and got approved


yaaaay.  Hope it still works in Jan.

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL


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