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HSBC Accounts

Member

Re: HSBC Accounts

Will this change still represent subprime or prime accounts?  I have two accounts with Capital One and one with Orchard bank.  Max limit is $500 on all three and I have only recieved one CLI on all three.  I would love at least one of these account to show a prime.


Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700


Take the FICO Fitness Challenge

My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500
Message 11 of 17
Valued Contributor

Re: HSBC Accounts

They are still giveing CLI's on Orchard Bank Cards.

Message 12 of 17
Valued Contributor

Re: HSBC Accounts


corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 13 of 17
Valued Contributor

Re: HSBC Accounts

It was a soft pull.

Message 14 of 17
Valued Contributor

Re: HSBC Accounts


corymcd88 wrote:

It was a soft pull.


Sweet.  Too bad I'm not due for my regular 6 month CLI until Jan.  

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 15 of 17
Contributor

Re: HSBC Accounts

 

p- wrote:

corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?


I just called a couple of minutes ago for CLI and got approved

My Wallet: AMEX Gold NPSL, AMEX BCE 1K, Express 1350, Victoria Secret 2250, Macy's 2000, Kay's 7600, Capital One 1400, Capital One 4000, Quicksilver One 3500; Quicksilver 3000; QVC 3500, Walmart 6000, Pier 1 1250, Kohl's 1500, JCrew 1550, JCPenny 3600, Discover 1500, Lowes 12000, Amazon 2400

Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Current Scores: 2/6/15: TU 696 EX: 679 EQ: 658
Goal Score: 700
Message 16 of 17
Valued Contributor

Re: HSBC Accounts


EmpressLuv wrote:

I just called a couple of minutes ago for CLI and got approved


yaaaay.  Hope it still works in Jan.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 17 of 17