HSBC CLI - Breaking the bank!!!

[WhirledPeasPlease]

Whew..  I need a drink!

I looked at my statement from HSBC today.  It started to irk me that they'd stopped giving me CLI.  I've been stuck at 4.6k for around 18 months.  I read through the forums to find out if was a hard or soft inq for a CLI.  Soft seemed to be the consensus.

I hit the love button and FINALLY made it past 5k (highest TL)-- to 6k!  It was an instant approval.

YIPPIE!  I feel live I've graduated!  And if Cap1 ever asks, why YES, I have a CC w/ a limit over 5k!

Dollar drafts on me for the next 30 seconds!

[Anonymous]

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WhirledPeasPlease wrote:

Whew..  I need a drink!

I looked at my statement from HSBC today.  It started to irk me that they'd stopped giving me CLI.  I've been stuck at 4.6k for around 18 months.  I read through the forums to find out if was a hard or soft inq for a CLI.  Soft seemed to be the consensus.

I hit the love button and FINALLY made it past 5k (highest TL)-- to 6k!  It was an instant approval.

YIPPIE!  I feel live I've graduated!  And if Cap1 ever asks, why YES, I have a CC w/ a limit over 5k!

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Congrats!  Nice going!

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WhirledPeasPlease wrote:

Dollar drafts on me for the next 30 seconds!

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D'oh! Just 13 minutes and thirty seconds too late!

Message Edited by cheddar on 02-28-2008 01:35 PM

[WhirledPeasPlease]

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cheddar wrote:

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WhirledPeasPlease wrote:

Whew..  I need a drink!

I looked at my statement from HSBC today.  It started to irk me that they'd stopped giving me CLI.  I've been stuck at 4.6k for around 18 months.  I read through the forums to find out if was a hard or soft inq for a CLI.  Soft seemed to be the consensus.

I hit the love button and FINALLY made it past 5k (highest TL)-- to 6k!  It was an instant approval.

YIPPIE!  I feel live I've graduated!  And if Cap1 ever asks, why YES, I have a CC w/ a limit over 5k!

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Congrats!  Nice going!

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WhirledPeasPlease wrote:

Dollar drafts on me for the next 30 seconds!

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D'oh! Just 13 minutes and thirty seconds too late!

Message Edited by cheddar on 02-28-2008 01:35 PM

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LOL Cheese, for you?  15 minutes.

[Anonymous]

WhirledPeasPlease wrote:

LOL Cheese, for you?  15 minutes.

Sweet!

BTW, that's a nice CL for HSBC.  That's one of them there prime cards, I assume?

[WhirledPeasPlease]

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cheddar wrote:

WhirledPeasPlease wrote:

LOL Cheese, for you?  15 minutes.

Sweet!

BTW, that's a nice CL for HSBC.  That's one of them there prime cards, I assume?

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I'm not sure how 'prime' it is, but.... I started at 1.5k in 2003.  At the time my other cards were Target 200 CL, Macys 100CL and Providian 250CL.  I felt like I hit the lottery with this HSBC card at the time.  It's a UnionPlusCard w/ a horrible int rate.  (Still at 19.99% - that's my next battle.)

I think my CLIs went something like..  1500, 2400, 3400, 4600 to 6000 today.

I'm thinking I should have asked for more.  Pbbblt on me!  Perhaps they'll see that I deserve it on their own.  I mean my last 3 payments look something like 1k, 2.5k and 4k.  They SHOULD love me!

[Anonymous]

Well just look at you! Getting that cli, and those new Amex and Discover cards!!! WTG!

Looks like you've reached a new plateau! I sense you being placed in a new scoring bucket soon. Don't be shocked if your FICO scores drop because of it though. You've graduated!

[bamagirl1]

wow..my hsbc card doesnt even have a luv button i must really have the bottom of the barrel..congrats. though that's awesome!

[Anonymous]

bamagirl, mine doesn't either. I pif'd them yesterday and it went straight into my sock drawer envelope. Only to be used....around the middle of June or so.

[bamagirl1]

whirledpeas..

how long have you had the card and who did they pull?? i used to get invitations in the mail for this card but didnt know how good it was and never pursued it.

[WhirledPeasPlease]

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Sylviatob wrote:
Well just look at you! Getting that cli, and those new Amex and Discover cards!!! WTG!

Looks like you've reached a new plateau! I sense you being placed in a new scoring bucket soon. Don't be shocked if your FICO scores drop because of it though. You've graduated!

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LOL thanks.  A new bucket is coming for sure.  I'll hit 18 years of history in a couple of months.  I just need everything to be clean for September!

Yeehaw!