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HSBC CLI?

Frequent Contributor

HSBC CLI?

I have called them a few times requesting a LI and they have denied it. I've had this card for a year now and have not received any increase. How much longer do I have to wait to get the increase?
Message 1 of 17
16 REPLIES
Moderator Emeritus

Re: HSBC CLI?

I sock-drawered mine, and got a CLI. Still, it wasn't enough of an increase to make me want to use it any more frequently. Back to the sock drawer it goes.
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Message 2 of 17
Established Contributor

Re: HSBC CLI?

Which card?  Orchard, Household, or a prime card?
Message 3 of 17
Valued Contributor

Re: HSBC CLI?

You could be waiting forever. My Direct Merchants MC has been stalled out at $2K for years. I won't ask them for anything in terms of CLI. I will be asking for an AF waiver and an APR reduction when it is time. HSBC is just ridiculous!
Message 4 of 17
New Member

Re: HSBC CLI?

You really don't want a cli from HsBC. You can ask all you want but they are very difficult to work with. (that's my experience).
Message 5 of 17
Frequent Contributor

Re: HSBC CLI?


ByrdMan wrote:
I sock-drawered mine, and got a CLI. Still, it wasn't enough of an increase to make me want to use it any more frequently. Back to the sock drawer it goes.

I'm going to follow your advice and throw it into the sock drawer.

Message 6 of 17
Established Contributor

Re: HSBC CLI?

unfortunately, you might have to threaten to CANCEL the card, to get a CLI with HSBC, I started with a CL$300, now 2K....i call every three months or so and threaten to cancel, they transfer me to a customer care specialist who usually gives me the increase..

Message 7 of 17
Frequent Contributor

Re: HSBC CLI?

I had a Orchard CC for 6 years...it started at $500 & ended at $2900.

 

I just got a GM MC in Dec and havent got an CLI yet.


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Message 8 of 17
Frequent Contributor

Re: HSBC CLI?


mymy wrote:

unfortunately, you might have to threaten to CANCEL the card, to get a CLI with HSBC, I started with a CL$300, now 2K....i call every three months or so and threaten to cancel, they transfer me to a customer care specialist who usually gives me the increase..


 

What # do you call? I've had a BB MC for almost 2 years next month. It's been stuck at $300.
myFICO - EQ: 776 EX: 763 TU: 791
Message 9 of 17
Established Contributor

Re: HSBC CLI?

try this link......    http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=119246#M119246

 

 

basically i just call the number on the back, tell them i want to cancel, they always ask me "why" i tell them the CL is too small, the always transfer me to "acccount specialist" who discourages me from canceling the card and offers me  a 200-450 CLI

Message 10 of 17