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HSBC/Cap1 Account Holders

New Contributor

HSBC/Cap1 Account Holders

Has anyone requested a CLI since the change to Capital One?

Message 1 of 7
6 REPLIES
Frequent Contributor

Re: HSBC/Cap1 Account Holders

On my husbands HSBC card, a 150 increase. Not much, but better than a no..card is just 6mos old. Going to try on his capital one this coming week. It's been stuck at 500 forever.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Message 2 of 7
Established Contributor

Re: HSBC/Cap1 Account Holders

yes - i got another $100 on my orchard bank card.

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Message 3 of 7
Valued Contributor

Re: HSBC/Cap1 Account Holders

on the cr it shows as capone/bestbuy/hsbc 

 

asked for a cli but was denied (my mom is cosigner) 

was a soft hit on her report. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 7
Frequent Contributor

Re: HSBC/Cap1 Account Holders

Went from $1500 to $2500 a little over a month ago. 

Message 5 of 7
New Contributor

Re: HSBC/Cap1 Account Holders

That's good to know...I want to request a CLI on 2 of my accounts but I know how Capital One is with CLI's so I wasn't sure if it would be worth it.

Message 6 of 7
Highlighted
Regular Contributor

Re: HSBC/Cap1 Account Holders

I tried about a month ago, was denied......rep said to wait 6 months and try again. Have had the card about 6months and PIF religiously. (orchard bank)


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 7 of 7