New Contributor
Posts: 72
Registered: ‎10-31-2011

HSBC/Cap1 Account Holders

Has anyone requested a CLI since the change to Capital One?

Frequent Contributor
Posts: 299
Registered: ‎05-28-2012

Re: HSBC/Cap1 Account Holders

On my husbands HSBC card, a 150 increase. Not much, but better than a no..card is just 6mos old. Going to try on his capital one this coming week. It's been stuck at 500 forever.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660

Established Contributor
Posts: 980
Registered: ‎07-16-2010

Re: HSBC/Cap1 Account Holders

yes - i got another $100 on my orchard bank card.

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012

Re: HSBC/Cap1 Account Holders

on the cr it shows as capone/bestbuy/hsbc 


asked for a cli but was denied (my mom is cosigner) 

was a soft hit on her report. 

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6

2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
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Frequent Contributor
Posts: 316
Registered: ‎04-07-2012

Re: HSBC/Cap1 Account Holders

Went from $1500 to $2500 a little over a month ago. 

New Contributor
Posts: 72
Registered: ‎10-31-2011

Re: HSBC/Cap1 Account Holders

That's good to know...I want to request a CLI on 2 of my accounts but I know how Capital One is with CLI's so I wasn't sure if it would be worth it.

Regular Contributor
Posts: 190
Registered: ‎11-27-2011

Re: HSBC/Cap1 Account Holders

I tried about a month ago, was denied......rep said to wait 6 months and try again. Have had the card about 6months and PIF religiously. (orchard bank)

Starting Score:Equifax 543
Current Score:EQ665 TU 663 EXP625 updated 12/6/2014
Goal Score: 650

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