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SpiceIslander
Posts: 254
Registered: ‎02-01-2010

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-29-2012 05:46 PM

WOW! That's some credit line. Congrats!

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 731 - 04/01/13 / Quizzle 744 - 04/01/13
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-Cain-
Posts: 1,283
Registered: ‎04-06-2011

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-29-2012 06:06 PM

Ron1, great news for you on both CLI. Were those both SP?
Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board

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Valued Contributor
Ron1
Posts: 2,870
Registered: ‎05-23-2009

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-29-2012 06:08 PM

-Cain- wrote:
Ron1, great news for you on both CLI. Were those both SP?

I haven't checked. I believe it was SP.

 

Ron.

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Regular Contributor
remarc
Posts: 169
Registered: ‎03-05-2012

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-29-2012 11:48 PM

Congrats.

I got my card back I'm 09. Started off at $1000
6 months later I asked for a cli to $1300 which was approved & that's where it's sat. I've asked every 6 months or so & I keep getting the same response. " your account is not eligible for a increase" anyone know what that means??
I can't get a credit increase or not at that time?
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Ron1
Posts: 2,870
Registered: ‎05-23-2009

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-29-2012 11:52 PM

remarc wrote:
Congrats.

I got my card back I'm 09. Started off at $1000
6 months later I asked for a cli to $1300 which was approved & that's where it's sat. I've asked every 6 months or so & I keep getting the same response. " your account is not eligible for a increase" anyone know what that means??
I can't get a credit increase or not at that time?

Thanks!!! :smileyhappy: I think you get Type B Best Buy Store card and it has a higher APR. Those are not eligible for CLI.

 

 

Ron.

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RockinRay
Posts: 1,761
Registered: ‎08-13-2007

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-30-2012 05:02 AM

Can you still get the Master Card? I thought they were no longer offering??

Ray

** Every Card has a Job, and Every Card does its Job **

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Ron1
Posts: 2,870
Registered: ‎05-23-2009

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-30-2012 05:23 AM

RockinRay wrote:

Can you still get the Master Card? I thought they were no longer offering??

Ray,

 

I heard you can get the Mastercard inside the store and I'm not sure they still offer the Platinum MC with no AF.

 

 

Ron.

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Valued Contributor
RockinRay
Posts: 1,761
Registered: ‎08-13-2007

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-30-2012 06:30 AM

Ron1 wrote:
RockinRay wrote:

Can you still get the Master Card? I thought they were no longer offering??

Ray,

 

I heard you can get the Mastercard inside the store and I'm not sure they still offer the Platinum MC with no AF.

 

 

Ron.

Some years back, I had the Plat MC. They CLD'd me so I blew them off......

Ray

** Every Card has a Job, and Every Card does its Job **

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Established Contributor
2NE1
Posts: 913
Registered: ‎12-06-2011

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-30-2012 08:23 AM

Ron1 wrote:

I also tried my Costco and it came back the following screen:

 

 

Costco - Request Credit Limit Increase1 - 06292012.jpg

Um... what is this HSBC Costco card about?? :smileysurprised:

Congrats though! :smileyhappy:

Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620 for starters! :smileyvery-happy:
Take the FICO Fitness Challenge! | Silver Spade Garden Club Member - GC Challenge: App free since 7/2012
*rebuilding mode* wallet: Cap1 Platinum (750CL); Orchard Platinum (400CL); Macy*s (2KCL); NFCU cashRewards (6KCL); Walmart (400CL); Amazon (800CL)
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Regular Contributor
remarc
Posts: 169
Registered: ‎03-05-2012

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

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‎06-30-2012 08:26 AM

If that was the case which i dont think it is.. My APR is 21% . how did they already give me a CLI? I went from $1000 to $1300 at the first 6 month mark

 

How can you tell what account you have?

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