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Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!


RockinRay wrote:

Ron1 wrote:

RockinRay wrote:

Can you still get the Master Card? I thought they were no longer offering??


Ray,

 

I heard you can get the Mastercard inside the store and I'm not sure they still offer the Platinum MC with no AF.

 

 

Ron.


Some years back, I had the Plat MC. They CLD'd me so I blew them off......


Ray,

 

Soory to hear. HSBC were bad just like BofA/Barclays. You cannot carry balances more than 3 months. Their CSR are bad and offered no help. My brother got CLD when he carried balances more than 3 months.  The card rewards is just ok. and no cahs back. They gives you reward zone points. It is good if you shop at Best Buy a lot.  USAA is much better than them (you already know).

 

 

Ron.

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!


2NE1 wrote:

Ron1 wrote:

I also tried my Costco and it came back the following screen:

 

 

Costco - Request Credit Limit Increase1 - 06292012.jpg


Um... what is this HSBC Costco card about?? :smileysurprised:

Congrats though! :smileyhappy:


Yes, it is Costco Card. Thanks for congrats.

 

 

Ron.

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!


remarc wrote:

If that was the case which i dont think it is.. My APR is 21% . how did they already give me a CLI? I went from $1000 to $1300 at the first 6 month mark

 

How can you tell what account you have?


Yes, they could.  The type of the account is already on their computer.  Type B account usually has a higher APR and CL under $1K. 

 

 

Ron.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

CONGRATS Ron!!!!

I'm convinced your a made man with BB lol



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!


LS2982 wrote:
CONGRATS Ron!!!!

I'm convinced your a made man with BB lol

Thanks, LS. :smileyhappy:

 

 

Ron.

Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

I called up. Csr said my accounts eligible for credit increases! She said I was able to ask for one so we tried & guest what? DENIED.

I bet it says in the letter my account is not eligible for a credit increase! I have no idea why this keeps happening & not sure how to go about it. I've purchased lots of high price ticket items. I've always paid them off. More than my monthly minimum & never been late.

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

[ Edited ]

remarc wrote:
I called up. Csr said my accounts eligible for credit increases! She said I was able to ask for one so we tried & guest what? DENIED.

I bet it says in the letter my account is not eligible for a credit increase! I have no idea why this keeps happening & not sure how to go about it. I've purchased lots of high price ticket items. I've always paid them off. More than my monthly minimum & never been late.


Sorry to hear :smileysad:. Did she tell you the reason of the denial? I think they will send you the denial letter in the mail.

 

 

Ron.

New Contributor
skyisthelimit
Posts: 227
Registered: ‎06-09-2012
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

Ron, congrats on the CLI. If you don't mind me asking: What was your original limit, your fico score and income?  I really want to get the card but not looking to get the 1k limit card and be stuck with it.  Thanks.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!

I just tried for a CLI on mine but no dice :smileymad:

 

I think I have to wait 6 months after an approved CLI (got 1 in march)




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: HSBC/Cap1 Best Buy Store Card CLI Approval!!!


skyisthelimit wrote:

Ron, congrats on the CLI. If you don't mind me asking: What was your original limit, your fico score and income?  I really want to get the card but not looking to get the 1k limit card and be stuck with it.  Thanks.


The orignial limit was $28600 and  FICO score was 750.

 

 

Ron.


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