Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 597
Registered: ‎10-27-2007
0

HSBC Cash Or Fly MC Gets Paid Off and Goes on Lock.

I went 50 cents overlimit and paid down my balance to zero today.  I wrote them a check for $2,350.50.  From now on this card will be used for travel and emergencies.  I paid 1,142 dollars to Cap1 today as well and that one will be at zero real soon too.  Credit is going to be hard to come by and I am lucky I got some back when I did in the summer of 2007.  I have to tighten up the use of my cards.  Thank goodness I have a number of cards already with zero balances.
I would really like to purchase a new Millineum Falcon with my WAMU (oops Chase card)!!!! But first I need a decent credit limit.
Established Contributor
Posts: 686
Registered: ‎04-05-2008
0

Re: HSBC Cash Or Fly MC Gets Paid Off and Goes on Lock.

I feel you. Be careful going over the limit though. Is this a good CC to have?

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Highlighted
Established Contributor
Posts: 597
Registered: ‎10-27-2007
0

Re: HSBC Cash Or Fly MC Gets Paid Off and Goes on Lock.

I have no problems with it.  I make very large payments on this card.  But I dont plan on using it for awhile.  And for only small purchases unless I have to pay for a large purchase.  I have other cards I can use.  And you are right.  I should be more responsible and not go over the limit.  I should know better.  Especially after being on here.
I would really like to purchase a new Millineum Falcon with my WAMU (oops Chase card)!!!! But first I need a decent credit limit.
Established Contributor
Posts: 686
Registered: ‎04-05-2008
0

Re: HSBC Cash Or Fly MC Gets Paid Off and Goes on Lock.

Don't beat yourself up. Mistakes happen every now and then. It's called being human. I would just hate to get hit with some ridiculous over-the-limit fee of $39 for going over my CL by 50 cents.

I was looking at this card a month ago and didn't really hear much about it here so I put my interest in it on the back burner. If you don't mind me asking, how long have you had this CC and how do you like the perks?

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.