HSBC Closed Card :(

[youngandcreditwrthy]

I guarantee it's bc Crapital One took over. They lowered my Neiman Marcus acct CL, so I took the proper action and just closed it. If your scores are high enough, just open a new, better account with a higher limit!

[jwduke]

They closed mine last week, due to in activity.....$1,410 CL & 22.9% IR....Not a real big loss!

[modernsurrender]

---

@jwduke wrote:

They closed mine last week, due to in activity.....$1,410 CL & 22.9% IR....Not a real big loss!

---

I would have preferred that reasoning since it would have been more reasonable than "we cut you off because of the derogs on your report, even though you have 1/3 as many as when we approved you" lol

I did get an email response back that they can review the account for reinstatement at anytime, but that requesting this review authorizes them to pull my report... I don't think I'll bother because it's probably not worth it for a hard pull, but I'm still peeved!