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HSBC Credit Limit Increase

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K_J
Regular Contributor

Re: HSBC Credit Limit Increase

My limit is 2000, but would like to increase because of Age of account


Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700


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Message 11 of 23
K_J
Regular Contributor

Re: HSBC Credit Limit Increase

would give that a try, would update you. Thanks


Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700


Take the FICO Fitness Challenge
Message 12 of 23
daneatreia
Regular Contributor

Re: HSBC Credit Limit Increase

It was a soft pull, they asked my income and address and thats all. You can do CLI every 6 months, through the back door the rep informed me.

Message 13 of 23
LS2982
Mega Contributor

Re: HSBC Credit Limit Increase


@Trigga wrote:

@seattletravels wrote:

I got increases on both of my HSBC cards last month through the backdoor number.  All they asked was income and they were both SP.


Good to know i may go for a cli once my CR is updated with 0 balances .


Same here. it's either CLI or closure from here. No need for a $300 CL subprime card unless they are willing to increase.




EQ FICO 548 3/3/16
Message 14 of 23
Anonymous
Not applicable

Re: HSBC Credit Limit Increase

I just closed my HSBC card because they would not give me a CLI, buh bye HSBC!!!!

Message 15 of 23
Trigga
Regular Contributor

Re: HSBC Credit Limit Increase


@LS2982 wrote:

@Trigga wrote:

@seattletravels wrote:

I got increases on both of my HSBC cards last month through the backdoor number.  All they asked was income and they were both SP.


Good to know i may go for a cli once my CR is updated with 0 balances .


Same here. it's either CLI or closure from here. No need for a $300 CL subprime card unless they are willing to increase.


@Anonymous mine has been sitting @ 400 for a year now , but i never called about a CLI before so ill give it a go soon . On a side note Capone gave me a 100 dollar cli this month lol now the capone is up to $301 lol . I cant wait to finish gardening for a bit untill my scores are 700 or atleast close to it , im sick of these cards !

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!
Message 16 of 23
jk26978
Regular Contributor

Re: HSBC Credit Limit Increase

They started me out with a $2000 cl, then, after about a year, they lowered my limit to $305.  No warning, just got a letter in the mail one day...the letter stated that my score was in the low 500's, which I know is not correct.  I stewed of course for a couple of days, then called them b/c I wanted to close the card.  I was transferred to a supervisor b/c the 1st lady couldn't tell me anything and couldn't close my card.  The "supervisor" asked which letter I had received, after telling her she said not to pay attention to the "credit score" listed that it was simply a form letter.  She said that since I hadn't used my card for a few months (like 7) that they figured I did not need that much of a limit so they lowered.  She then said that if I started using my card that after a few months it may go back up.  Well, it has been 4 mos now and no change.  Since my bk discharge in Dec 09 I have obtained 3 cards and a bestbuy card - have not been late actually usually pay prior to statement date, and have not paid any interest on any of them, all but one (which i used the 0 financing for about 9 mos) have been pif each month.  I do not want to press the credit line increase request b/c i do not want a hard pull....so...I am starting to think that maybe I should just close


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

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Message 17 of 23
Anonymous
Not applicable

Re: HSBC Credit Limit Increase

I got my HSCB Best Buy Mastercard 6 months ago. It was my first credit card and it came with a $300 limit.

When my 6th statment cut I called the backdoor number and requested a cli. I was asked for my income and I was told I was approved for a $300 limit increase. Putting my limit up to $600. No hard pull.

Message 18 of 23
jk26978
Regular Contributor

Re: HSBC Credit Limit Increase

Is the HSBC - Best Buy under the same as the House Hold Bank Credit Card?  My Best Buy has a Credit Limit of $1530.00. Just curious


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 19 of 23
LS2982
Mega Contributor

Re: HSBC Credit Limit Increase


@jk26978 wrote:

Is the HSBC - Best Buy under the same as the House Hold Bank Credit Card?  My Best Buy has a Credit Limit of $1530.00. Just curious


They are both HSBC cards.




EQ FICO 548 3/3/16
Message 20 of 23
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