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HSBC Credit Limit Increase

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jk26978
Regular Contributor

Re: HSBC Credit Limit Increase

Thanks...was only wondering b/c for some reason...i can not link the Household Bank card with mint.com, etc by using the "HSBC" i have to go under House hold bank for some reason.  That does help though...Still just trying and trying....it just seems lilke the better, less stressful life is never gonna come back....seems like the scores are just stuck at this point.


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 21 of 23
thrifty82
Valued Member

Re: HSBC Credit Limit Increase

I called the backdoor number and talked with a very friendly woman. She asked for my account info, a few security questions and annual income. I received a $100 cli. It's not much, but I will take it!

Oct, 2011 FICO 637
March, 2012 FICO 662
Goal:750
Message 22 of 23
jk26978
Regular Contributor

Re: HSBC Credit Limit Increase

they only told me that they could hard pull and see, or just wait the 6 mos out and they re-evaluate - which is a soft pull....I just figured I would wait it out this time (only like April or May) and if no increase I will just close the card.  It isn't my oldest card so it shouldn't hurt me too bad, I think.


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 23 of 23
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