HSBC Credit Limit Increase

K_J · ‎02-09-2012

I have had HSBC mastercard since 2005 and they wouldnt increase my CL anyone had luck with this company?

Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700

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Ron1 · ‎02-09-2012

@K_J wrote:
I have had HSBC mastercard since 2005 and they wouldnt increase my CL anyone had luck with this company?

I have gotten quite a few times and it depends what card you have with HSBC. I believe they have different tiers.

Ron.

afbar1114 · ‎02-09-2012

i never got a CLI from hsbc i just closed my BBRZMC because of this....

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

Anonymous · ‎02-09-2012

@K_J wrote:
I have had HSBC mastercard since 2005 and they wouldnt increase my CL anyone had luck with this company?

What's your limit? By the way if they don't increase it before Capital One takes over you may just be stuck with the current limit

daneatreia · ‎02-09-2012

I just got an increase last month from HSBC, call the back door number that is in this forums. It was a 4 minute painless converstation.

Trigga · ‎02-09-2012

@daneatreia wrote:
I just got an increase last month from HSBC, call the back door number that is in this forums. It was a 4 minute painless converstation.

Is it a hard pull ?

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!

thrifty82 · ‎02-09-2012

what kind of questions do they ask when you call backdoor number?

Oct, 2011 FICO 637
March, 2012 FICO 662
Goal:750

seattletravels · ‎02-09-2012

I got increases on both of my HSBC cards last month through the backdoor number. All they asked was income and they were both SP.

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

Trigga · ‎02-09-2012

@seattletravels wrote:
I got increases on both of my HSBC cards last month through the backdoor number. All they asked was income and they were both SP.

Good to know i may go for a cli once my CR is updated with 0 balances .

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!

K_J · ‎02-10-2012

I have their Mastercard with no annual fees. i have tried on many occations to get my CLI'd without success. As is am about to cut them off just got a CapOne with no annual fees and interest rate.

Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700

Take the FICO Fitness Challenge