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Regular Contributor
Posts: 174
Registered: ‎03-26-2007


Hello all
last month I had applied for a Discover More CC, I had been denied but refured to HSBC Direct
Reward CC. Once I did take the hit I accepted there offer. REally wasnt happy with having 2 HSBC
Discover CC.  I decided to merge them
It took a while to merge them, I kept the old one now its over 1 yr old. this Disc CC now has 7500 cl
It has raised my CL 2800, not bad
So far the new account opened closed for 1 month did not show on my credit report,
It has been over a month since the application, does that mean they are not ganna report
If not it is a gift from them
thxs all again
By the way , I had a CO from FCNB that was listed at all three CRA and twice on EXP.
I sent a GW to the bank and they removed all except the double from EXP.
I called EXP spoke with a CSR and explained that FCNB has purged the record, it does not exsist
But it is still listed on my report, please correct. Well this morning I get my mail and there is big white
envelope, I open it . Oh its my credit report from EXP. looked at it seen disputed result
FCNB has been deleted,  I feel great now.

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