Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 174
Registered: ‎03-26-2007
0 Kudos


Hello all
last month I had applied for a Discover More CC, I had been denied but refured to HSBC Direct
Reward CC. Once I did take the hit I accepted there offer. REally wasnt happy with having 2 HSBC
Discover CC.  I decided to merge them
It took a while to merge them, I kept the old one now its over 1 yr old. this Disc CC now has 7500 cl
It has raised my CL 2800, not bad
So far the new account opened closed for 1 month did not show on my credit report,
It has been over a month since the application, does that mean they are not ganna report
If not it is a gift from them
thxs all again
By the way , I had a CO from FCNB that was listed at all three CRA and twice on EXP.
I sent a GW to the bank and they removed all except the double from EXP.
I called EXP spoke with a CSR and explained that FCNB has purged the record, it does not exsist
But it is still listed on my report, please correct. Well this morning I get my mail and there is big white
envelope, I open it . Oh its my credit report from EXP. looked at it seen disputed result
FCNB has been deleted,  I feel great now.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.