Reply
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007

HSBC/GM FLEX CARD

Any one got this card?  Is it any good?

 

THANKS.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: HSBC/GM FLEX CARD


casinoannie97 wrote:

Any one got this card?  Is it any good?

 

THANKS.


I have the card.  It's not worth app'ing for.  I had the card since 9/09.  They started me with a measly $750.  And now HSBC isn't granting any CLI's upon request.  This is one card I don't if it close.  I'll still have 10 other cards to use. 
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007

Re: HSBC/GM FLEX CARD

It does help you if you buy a GM car, right?

 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: HSBC/GM FLEX CARD

 


casinoannie97 wrote:

It does help you if you buy a GM car, right?

 


 

Not if the credit line isn't sufficient enough to get a lot of utilization on it.

 

Valued Member
Binks
Posts: 40
Registered: ‎05-28-2008

Re: HSBC/GM FLEX CARD

I have this card and like it.  I applied for it online about 9 months ago and received an instant approval with a $5,900 CL. and interest rate of 18%.  I originally thought the interest rate was high, but now don't think so as much given the rate in which APRs have gone up with CCs.  I use the card to auto-pay my cellular bill and then PIF before the statement cuts. Ive never asked for a CLI so can't attest to that.  It does give cash credit towards the purchase of any GM product.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+