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HSBC/GM FLEX CARD

Valued Contributor

HSBC/GM FLEX CARD

Any one got this card?  Is it any good?

 

THANKS.

Message 1 of 5
4 REPLIES
Super Contributor

Re: HSBC/GM FLEX CARD


casinoannie97 wrote:

Any one got this card?  Is it any good?

 

THANKS.


I have the card.  It's not worth app'ing for.  I had the card since 9/09.  They started me with a measly $750.  And now HSBC isn't granting any CLI's upon request.  This is one card I don't if it close.  I'll still have 10 other cards to use. 
Message 2 of 5
Valued Contributor

Re: HSBC/GM FLEX CARD

It does help you if you buy a GM car, right?

 

Message 3 of 5
Super Contributor

Re: HSBC/GM FLEX CARD

 


casinoannie97 wrote:

It does help you if you buy a GM car, right?

 


 

Not if the credit line isn't sufficient enough to get a lot of utilization on it.

 

Message 4 of 5
Valued Member

Re: HSBC/GM FLEX CARD

I have this card and like it.  I applied for it online about 9 months ago and received an instant approval with a $5,900 CL. and interest rate of 18%.  I originally thought the interest rate was high, but now don't think so as much given the rate in which APRs have gone up with CCs.  I use the card to auto-pay my cellular bill and then PIF before the statement cuts. Ive never asked for a CLI so can't attest to that.  It does give cash credit towards the purchase of any GM product.

Message 5 of 5