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Established Contributor
Posts: 530
Registered: ‎07-28-2008
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HSBC Household - Does This Makes ANY Sense?

Let me start by wishing everyone in this forum a happy, healthy and wealthy holiday!

 

Here's my situation. I have a 30 day late pay from my Household Bank Mastercard. This is my only blemish and it has aged 7 months.

 

I have literally sent one dozen letters to them, yet they won't budge. Here's the part I don't get. Earlier this month, HSBC approved me for a 20K line of credit, raised my Platinum MC CL to $4,750 from $3,750 and tonight I received an increase on the Household MC that I was late on 7 months ago! It was the famous $100 Household increase but it was an increase, nonetheless. This brings that CL up to $900.

 

HSBC has probably treated me the best out of all my creditors, yet I can't get them to remove that 30 day late.

 

What else can I do? I know that late pay has dropped my Fico's an it was the reason why BofA recently denied my request for a CLI.

 

- UM

Equifax Fico 785 as of 01/18/2012
Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
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Re: HSBC Household - Does This Makes ANY Sense?

HSBC offers Credit Lines?
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
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