No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I didn't think it was ever possible with HSBC, but they just gave DW a 100% CLI. It went from $400 to $800. She got the card around 9/2007 with a $300 CL. Exactly two years ago tomorrow, she asked HSBC for a CLI and they increased it by $100. Now today, I just noticed the new limit. She had PIF by the due date. The statement cut 11/29 with the old limit and reported already w/ $0 with the prior CL. The CLI came mid-statement sometime within the past day or two.
Wow...that's pretty cool...congrats!
DH tried calling them a few of months ago for a CLI and they flat told him that they weren't giving anymore increases "at this time." Of course, his scores weren't all that great back then either.