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HSBC - Orchard Bank

Established Member

HSBC - Orchard Bank

I recently got an unsecured Orchard bank M/C  and I also just recently received a secured card through my Credit Union.    I have scores of EX 593,  TU 568 And Equifax 625.  What are my chances of getting a CC for a retail store?   I dont want to put in a lot of inquries if I have no chance,  also does HSBC have any retail stores that they are affiliated with, if so it might be easier to get one at a store they are affiliated with since they already issued me a Mastercard.   Thanks for any help.    
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4 REPLIES
Valued Contributor

Re: HSBC - Orchard Bank

best buy is HSBC.
Message 2 of 5
Regular Contributor

Re: HSBC - Orchard Bank

Don't know where you live but, the Bob-Ton chain (Carson's, Boston Store, etc) is HSBC and Sear's uses HSBC as an alternative when one doesn't qualify for their card issued by Citi Bank.  Good luck!
Message 3 of 5
Frequent Contributor

Re: HSBC - Orchard Bank

You may not be able to get another hsbc cc until 18 mos. after you got your orchard- hsbc has some funky rules about that- sometimes people app + get denied just b/c of it.

 

The only retail cc I apped for + got was target (580 fico) late last yr.  Some have reported luck w/macys but if you’ve burned Citibank in the past, you may find yourself blacklisted from macys

Message 4 of 5
Regular Contributor

Re: HSBC - Orchard Bank


creditreformer wrote:

You may not be able to get another hsbc cc until 18 mos. after you got your orchard- hsbc has some funky rules about that- sometimes people app + get denied just b/c of it.

 

The only retail cc I apped for + got was target (580 fico) late last yr.  Some have reported luck w/macys but if you’ve burned Citibank in the past, you may find yourself blacklisted from macys


 

I received two HSBC cards within 2 mo (Orchard & Best Buy). Good Luck.
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Current Score (05/12/15): EQ:583; TU: 570; EX: 596 (FICO)
Starting Score (01/20/15): EQ:511 (FICO); TU: 521 (FAKO)
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