HSBC Orchard Card 2 months behind....

[blazerein]

Hello FICO friends, just want to ask if anyone is having the same issue with Orchard Bank.  I just pulled my CR and the last time Orchard posted was April.  Is this a common issue with them? I wanted to apply to AMEX  so I can get back my 15 yrs of history but Orchard still showing a higher balance. Any advice is greatly appreciated.

[ncks]

That's all the time with them.  You can dispute it through the credit reporting agency and/or call HSBC and ask to speak to the department that handles the credit bureau reporting.

[Iincognito]

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@blazerein wrote:

Hello FICO friends, just want to ask if anyone is having the same issue with Orchard Bank.  I just pulled my CR and the last time Orchard posted was April.  Is this a common issue with them? I wanted to apply to AMEX  so I can get back my 15 yrs of history but Orchard still showing a higher balance. Any advice is greatly appreciated.

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Yes, I had to dispute the account with all 3 CRAs to get it current; All 3 updates were made within a few days.

[Anonymous]

I can't wait to fire HSBC.

[Iincognito]

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@Anonymous wrote:

I can't wait to fire HSBC.

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  That's the way I felt about capital one until one day, a few weeks ago, I decided to close both of my accounts with them and felt good doing so -- of course weighing in the factors involved around closing an account in good standing....

[blazerein]

Thanks - I disputed and after 3 days my correct balance are showing on all 3 CB plus my CR is all updated to June 10.