No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Has anyone recently gone for the HSBC "prime" platinum cash back card (1%, no AF etc.)?
I was wondering what the starting credit lines are on this card. I am assuming they are not the standard (Orchard or HSBC annual fee) $300-ish, but what sort of range are people actually getting when you apply? The 0% for a year looks kinda yummy!
TIA
@Anonymous wrote:
Welcome Stefanc, recently me and a friend each under 2k. Considering I was since approved with another issuer for more and have cards with 5 figure CLs, I actually closed HSBC. Didn't figure the lower limit was worth the hassle to me trying to keep it active. But if you can use a line like that, go ahead and go for it. Both of us prequalified and instantly approved. Good luck!Message Edited by ExcellCR on 08-11-2009 12:08 PMMessage Edited by ExcellCR on 08-11-2009 12:23 PM
Thanks! If it's likely to be less than 5,000 I don't think I'll waste the inquiry...
After you did the pre-qual did then then do the hard pull on EX as well? Or did they pull EQ or TU?
Thanks again
@Strepthroat wrote:
I was approved for the Platinum Plus Rewards 1% with CL of $5,000.
@creditwherecreditisdue wrote:
OP - what is your highest CL you have on an open TL?
Thanks all for the replies! Tempted to pull the trigger, but still leary. Like I said the 0% for a year is tempting, but if it is 1 or 2K it's too much of a hassle managing it to bother!
Highest is 19K then a drop to 10K, 7K a bunch around 3-5 and Juni rounding it all up at a whopping 400... Util is around 14% (a couple big 12 month 0% on depot and lowes).
@stefanc wrote:
Tempted to pull the trigger, but still leary. Like I said the 0% for a year is tempting, but if it is 1 or 2K it's too much of a hassle managing it to bother!
@stefanc wrote:
@creditwherecreditisdue wrote:
OP - what is your highest CL you have on an open TL?Thanks all for the replies! Tempted to pull the trigger, but still leary. Like I said the 0% for a year is tempting, but if it is 1 or 2K it's too much of a hassle managing it to bother!
Highest is 19K then a drop to 10K, 7K a bunch around 3-5 and Juni rounding it all up at a whopping 400... Util is around 14% (a couple big 12 month 0% on depot and lowes).
Knowing HSBC's track record you have a large chance of being unhappy. Even if they are inclined to come up to meet your higher CL's they might be held back if you already have a lot of other available unsecured credit.