No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I keep getting pre-sel offers from HSBC, first for a platinum MC and then the Visa. Now, when I read the fine print and see the letters "HSBC" I get a foul taste in my mouth. I assume that they are horrible company. Am I making a false and callous assumption?
I would skip them now that you have Amex.... you are on your way to be outgrown for HSBC. Consider Citi Forward instead.
I've had the HSBC Platinum Plus Rewards Mastercard card for about a year now, $5,000 limit.....the rewards are pretty decent. I've never had a problem with HSBC. Got a 0% promotion for 12 months. I use the card every few months just to keep open. My husband hadn't used his for about 6 months and they closed his for non use. He later reapplied and was approved for $8,000. I can only assume, like other issuers, they want usage.
I also have an Orchard Bank that's about 7 years old. It never grows but it's my oldest card so I refuse to close it. It has a $2,500 limit on it, started at $300.
HSBC has cards for different credit standings. So far they've been great to me!