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Valued Member
Jesster
Posts: 49
Registered: ‎12-20-2010

HSBC Platinum stuff

I keep getting pre-sel offers from HSBC, first for a platinum MC and then the Visa. Now, when I read the fine print and see the letters "HSBC" I get a foul taste in my mouth. I assume that they are horrible company. Am I making a false and callous assumption?

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Cap1 Secured - $700 (chopping block)/ Amex Green / AmazonGEMB - $3200 / Amex BCE - $3200 / Chase Freedom - $3000 / Discover More $3500
Mega Contributor
Creditaddict
Posts: 16,879
Registered: ‎10-23-2007

Re: HSBC Platinum stuff

I would skip them now that you have Amex.... you are on your way to be outgrown for HSBC. Consider Citi Forward instead.

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Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
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Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Regular Contributor
Strepthroat
Posts: 243
Registered: ‎06-13-2008

Re: HSBC Platinum stuff

I've had the HSBC Platinum Plus Rewards Mastercard card for about a year now, $5,000 limit.....the rewards are pretty decent.  I've never had a problem with HSBC.  Got a 0% promotion for 12 months.  I use the card every few months just to keep open.  My husband hadn't used his for about 6 months and they closed his for non use.  He later reapplied and was approved for $8,000.  I can only assume, like other issuers, they want usage.

 

I also have an Orchard Bank that's about 7 years old.  It never grows but it's my oldest card so I refuse to close it.  It has a $2,500 limit on it, started at $300. 

 

HSBC has cards for different credit standings.  So far they've been great to me!


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