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Established Contributor
Breakthecycle2
Posts: 786
Registered: ‎09-15-2008
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HSBC Products

How long do you have to wait in between apps for HSBC? I applied and got an Orchard card about two years ago and received a BB card last December.


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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
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Re: HSBC Products

Store branded cards like Saks, Neiman Marcus, and Best Buy Store Card do not require time between apps.

But Household Bank MC and Orchard and Best Buy MC I believe need 30 days between apps. Possibly might even be 60 days.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Established Contributor
Breakthecycle2
Posts: 786
Registered: ‎09-15-2008
0

Re: HSBC Products

Thanks. I am debating app'ing for BB Rewards Zone MC.


Starting Score: 454
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Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
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Re: HSBC Products

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion :smileyhappy:

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My favorite card right now: Barclays Priceline Visa Signature
Established Contributor
Breakthecycle2
Posts: 786
Registered: ‎09-15-2008
0

Re: HSBC Products

Also, I thought I heard it's about an 18 month period in between MC's?


Starting Score: 454
Current Score: 690
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Established Contributor
Breakthecycle2
Posts: 786
Registered: ‎09-15-2008
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Re: HSBC Products

 


jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion :smileyhappy:


You think? Any ideas?

 


Starting Score: 454
Current Score: 690
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Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
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Re: HSBC Products

 


Breakthecycle2 wrote:

Also, I thought I heard it's about an 18 month period in between MC's?


Not true.  I had an HSBC 2% opened in October '09, then got a BBRZ Mastercard in July of '10, and most recently the Best Buy Store Card this month.

 

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My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
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Re: HSBC Products

[ Edited ]

 


Breakthecycle2 wrote:

 


jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion :smileyhappy:


You think? Any ideas?

 


Have you ever burned Barclays in the past?  They offer reasonable limits and cards to people with mid to high 600's.  I have a 690 and just got the Travelocity Amex with a $4,500 limit.  That would be an impossible limit for HSBC with those scores.

 

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My favorite card right now: Barclays Priceline Visa Signature
Established Contributor
Breakthecycle2
Posts: 786
Registered: ‎09-15-2008
0

Re: HSBC Products

Never apped for Barclays. That's interesting. Do you know who they pull?

 

My scores are bit a lower for a few newer accounts the past 6 months.


Starting Score: 454
Current Score: 690
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Registered: ‎10-23-2007
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Re: HSBC Products


jthedges wrote:

 


Breakthecycle2 wrote:

 


jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion :smileyhappy:


You think? Any ideas?

 


Have you ever burned Barclays in the past?  They offer reasonable limits and cards to people with mid to high 600's.  I have a 690 and just got the Travelocity Amex with a $4,500 limit.  That would be an impossible limit for HSBC with those scores.

 


I agree, Barclays, Macy's Amex, Capital one would be my choices before a 3rd HSBC product. or Sams Discover.  it's not 100% that you would get the Macy's Amex or the Sams Discover but probably a decent chance.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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