Credit Cards

[jbhenrietta]

Hello! I have a question regarding HSBC. I know they report on the the last day of the month based on info received here on this forum and my reports. Question, do they report to all 3 CRA the same day? I know they report to EQ and TU on the same day, but not sure about EXP. I guess to better ask the question for future knowledge, when a CC reports a balance, do they always report to ALL CRA on the same date?

Looking for a score boost, dropped ration from 54% to 0% since last report date.

Thanks!

[mjbfan79]

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jbhenrietta wrote:

Hello! I have a question regarding HSBC. I know they report on the the last day of the month based on info received here on this forum and my reports. Question, do they report to all 3 CRA the same day? I know they report to EQ and TU on the same day, but not sure about EXP. I guess to better ask the question for future knowledge, when a CC reports a balance, do they always report to ALL CRA on the same date?

Looking for a score boost, dropped ration from 54% to 0% since last report date.

Thanks!

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I'm sure they report to all CRA the same day but i don't think the CRA update them on the same day. Ex updates first seems like TU & EX fellows

[YoungEntrepeneur]

The info they report doesn't show up until 2 weeks after the last day of the month. So the info for March would show up around April 15.

[mjbfan79]

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YoungEntrepeneur wrote:
The info they report doesn't show up until 2 weeks after the last day of the month. So the info for March would show up around April 15.

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That sounds about right.