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Wow, thanks guys! I really love the quick and informative responses.
llecs, I really hope my card is under the same time lines as yours.... in other words I hope my new balance reports on the 10th or maybe before then. This balance pay off would literally boost me by 40 points of I'm guessing correctly, so that would be a HUGE help in getting financing.
Just funny that it says the balance for June IN the month of June (6/27) and not for May....
THANKS GUYS!!!!!!!!!! I will keep you posted!
+1. That has been my experience as well.
I know everyone is saying they report your balance at the end of the month few days after, and that HAS BEEN the case for me up until last month. Now they report the statement balance around the middle of the month, except for EX which hasn't updated since April
Hi. I am new to forum and having same issue. I paid off my HSBC account on June 4th. I am waiting for it to come off my credit report for me to be able to pull a mortgage report to qualify. I am in a time crunch and have to get a house as lease is ending in a few months. I have been checking often to see of it has updated yet and it hasn't. EQ is still showing April's end of month balance and TU/EX show May's balance. Seems like everything has updated except HSBC, of course, the one thing I am waiting on.
I recently noticed they reported the end of the month balance to 1 CB and the closing balance to another.
Hmmmm... I may opened a can of worms here.......
Two months in a row now, my Orchard Bank card has updated shortly after the statement date, with the statement balance, to all 3 bureaus. Looks like they may have changed how they reports.