Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 148
Registered: ‎08-27-2008

HSBC approves CLI

Just wanted to chime in about HSBC. Even during the credit crunch we're in, some lenders still reward good customers. I have 2 cards with HSBC, one was obtained years ago when my FICO was not that great. The second one I got earlier this year. My first card gets auto CLI's every 6-9 months (the last one was in SEP08) - usually only $200 but no hard pull!


I did not receive any auto CLI's on the newer card so I decided to call today. They gave me a CLI of $250 immediately. Granted these are small CLI's, but HSBC is not famous for large increases. So now my total CL's for both cards is $4100. Not bad for HSBC.


I have since obtained tier 1 cards from BOA, Discover and Chase, but HSBC is my oldest card. It will be interesting to see if I get any CLD's now that the financial markets have crashed. So far, none to report. In fact, BOA just gave me a CLI of $2500 three weeks ago, shortly before the wild week on Wall Street. Maybe my timing was lucky - had I tried after the crash I may not have been as lucky!!

Established Member
Posts: 18
Registered: ‎02-27-2008

Re: HSBC approves CLI

Good news for you! HSBC denied my request despite no baddies in years. Looks like it will truly be a sock drawer card now as soon as I PIF!
Can't even get a loaf of bread on credit...

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.