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HSBC credit cards

Super Contributor

Re: HSBC credit cards


laz98 wrote:
so if it IS the oldest card, you should keep it & just pay the fee?

You would have to weigh your options.  As Lynette M. would say, don't be FICO poor.     What is your AAoA?

Established Contributor

Re: HSBC credit cards


cajunboy2208 wrote:

DI wrote:

cajunboy2208 wrote:
Yea mine is 400 as of now, next month I am going to ask for at least a 300cli bringing the cl to 700, or I am dropping them. I have 4 other cards now, and don't necessarily need them, esp since they have an af of 96 on me.

Why not ask for $3000 since you will drop them if they do not give you a CLI?  Go out with a bang!  


 

Because I am trying to at least get it.

I don't think anyone with HSBC has more than a 1500 cl. Or that I have seen in here anyways.


I Just Asked for a CLI last week and I have asked for 3 CLI's since having the card start at $300, now up to $1700.  It is on their website, never a hard pull and always instant after clicking the increase CL link.  I ask about every 6 months. 

 

FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
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Senior Contributor

Re: HSBC credit cards


DI wrote:

laz98 wrote:
so if it IS the oldest card, you should keep it & just pay the fee?

You would have to weigh your options.  As Lynette M. would say, don't be FICO poor.     What is your AAoA?


 

2 years.  my oldest card is 3 years old this weekend.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.