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Established Member
Posts: 20
Registered: ‎02-14-2011
0

HSBC decreased CL

Here's a better number to get directly to a credit analyst:  1 866 551 0258.  I'm currently on hold with them and they are reviewing my account after they decreased my CL from 405 to 305 and decreasing it on 4/23/09 from 1,000 to 405.  currently 3,600 out of 28k in use.  Reasons given for decrease were # of accounts w/ delinquency and public record which i haven't had any of those.  Will let you know if this works.

 

additional info: recently was approved for an additional 5300 with Citi and new 7500 with Discover

EQ 12/16: 600
1/14: 622
2/16: 659
TU 3/8 : 709
Established Member
Posts: 20
Registered: ‎02-14-2011
0

Re: HSBC decreased CL

IT worked.  They increased it to 1,000. 

EQ 12/16: 600
1/14: 622
2/16: 659
TU 3/8 : 709
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: HSBC decreased CL

Congrats

Established Member
Posts: 20
Registered: ‎02-14-2011
0

Re: HSBC decreased CL

They did exactly what I thought they did.  The public record was simply an old collection that was previous to the original CL decrease.  Doesn't double jeopardy apply to credit card companies?

EQ 12/16: 600
1/14: 622
2/16: 659
TU 3/8 : 709
Frequent Contributor
Posts: 332
Registered: ‎04-08-2011
0

Re: HSBC decreased CL

If I were you, i would have closed the account since first CLD.
I don't recall HSBC having any decent reward program. What's the reason you still keep it open?
Established Member
Posts: 20
Registered: ‎02-14-2011
0

Re: HSBC decreased CL

I've been a cardholder since 2006.  It helps with the AAOA.  The card has 1% cash back rewards and i use it basically just to pay a couple online bills.

EQ 12/16: 600
1/14: 622
2/16: 659
TU 3/8 : 709
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