06-06-2011 12:09 PM
Here's a better number to get directly to a credit analyst: 1 866 551 0258. I'm currently on hold with them and they are reviewing my account after they decreased my CL from 405 to 305 and decreasing it on 4/23/09 from 1,000 to 405. currently 3,600 out of 28k in use. Reasons given for decrease were # of accounts w/ delinquency and public record which i haven't had any of those. Will let you know if this works.
additional info: recently was approved for an additional 5300 with Citi and new 7500 with Discover
06-07-2011 08:04 AM
They did exactly what I thought they did. The public record was simply an old collection that was previous to the original CL decrease. Doesn't double jeopardy apply to credit card companies?
06-07-2011 08:41 AM
I've been a cardholder since 2006. It helps with the AAOA. The card has 1% cash back rewards and i use it basically just to pay a couple online bills.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO