I have a card from Direct Merchants Bank (HSBC) = MasterCard. I cannot find any reference to this card existing or being offered anywhere on the internet other than HSBC's account central. As far as this outfit is concerned I hate them slightly less than I hate WaMu/Providian. Both are bottom feeding filth that treat customers who have redeemed themselves as far as the rest of the world is concerned like lepers. The CL on my DMB card is stalled at $2,000 and I have been ratejacked to 25.99%. They have never reported me late to any CRA, I have never been over CL and they did increase my CL from $1,000->$1,500->$2,000, but that was now a long time ago and they have raised the APR since the CLI's. I am sure this card is tagged as sub-prime and $2K may be the max CL. It stays in my SD and buys me one lunch every other month. I have better alternatives for my real business.
BTW: This card reports on TC as: HSBC BANK
Message Edited by jmbfl on
06-21-2008 12:08 PM