Reply
Member
MrMop
Posts: 14
Registered: ‎10-07-2011
0

HSBC or Capital One?

I've had a savings account with HSBC Direct for some time.  Recently they sent me an email to apply for their Cash or Fly MasterCard.  I did, remembering the times I spent as a Household Bank customer longing for a 'prime' card.  Plus I wanted a prime MC to replace the former Household/now Cap1 card.  I applied, was told to provide more information to HSBC Lending Service, and was approved....for $750CL.  The next day my EQ report had an inquiry, from Cap1.  NOTHING on the application, on the website, or in the paperwork with the card says anything about Cap1.  My new card and everything else says 'issued by HSBC Bank USA, N.A.'  I thought it was just a weird fluke, but when I called to activate my card, I got routed to a live person, who, as she was hanging up, said 'thank you for calling Capital One HSBC card services'.  **bleep**?!

 

My Household Bank card was issued by HSBC Bank Nevada, N.A.  I thought that was the only entity sold to Cap1.  I already have 3 cards from them, no way do I want a 4th!  Anyone else experience this, or know what is going on?

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: HSBC or Capital One?

[ Edited ]

Edit to correct: Majority of all HSBC USA accounts were sold to Cap One  including Household Bank and Orchard Bank. 


$100K in Credit
Last Credit Card App: 11/16/13
Senior Contributor
Ron1
Posts: 4,820
Registered: ‎05-23-2009
0

Re: HSBC or Capital One?

Not all of them. Most of them.

Ron.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+