I am planning on applying for a credit card that I would be using for my wedding.. I got a pre-approval for the discover more card but got pre approved for the HSBC mastercard with cashback as well.. Which one do you think could give me a higher limit 10-15k? the most CL I have currently on 1 single card is $14k.. I read a couple of times that hsbc doesn't allow you to have more than one account with them, I already have their orchard with $2500 CL with good history and $0 bal. thanks alot..
The pre-approval from their website means nothing. You will most likely get denied because you already have a card. Discover More is nice to have but they are not famous for giving large CLs. Then again there have been exceptions so YMMV. Assuming your scores are good and report is clean, and you want a quick approval with a high CL, it may be in your best interests to consider Amex or Citi. BoA is another one that is usually good at matching your existing CL. Last, but certainly not least, don't forget about credit unions.