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HSBC policy on AU

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Anonymous
Not applicable

HSBC policy on AU

Does HSBC report  AU to any credit agencies?   Do they backdate? 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: HSBC policy on AU


@Anonymous wrote:

Does HSBC Patinum report  AU to any credit agencies?   Do they backdate? 


Bump

Message 2 of 6
gdale6
Moderator Emeritus

Re: HSBC policy on AU


@Anonymous wrote:

@Anonymous wrote:

Does HSBC Patinum report  AU to any credit agencies?   Do they backdate? 


Bump


Very few if anyone would know this, HSBC sold the bulk of their credit card portfolio to Cap-1 several years ago and they pretty much exited the US market.

Message 3 of 6
nyancat
Established Contributor

Re: HSBC policy on AU


@gdale6 wrote:

@Anonymous wrote:

@Anonymous wrote:

Does HSBC Patinum report  AU to any credit agencies?   Do they backdate? 


Bump


Very few if anyone would know this, HSBC sold the bulk of their credit card portfolio to Cap-1 several years ago and they pretty much exited the US market.


HSBC kept all their own-branded cards though. Myself and quite a few others have them. They're the only no-annual fee, no-FTF card with contactless that supports offline authentication (e.g. for the Tube). That said, I don't have any AUs... sorry OP.

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 4 of 6
Anonymous
Not applicable

Re: HSBC policy on AU


@nyancat wrote:

@gdale6 wrote:

@Anonymous wrote:

@Anonymous wrote:

Does HSBC Patinum report  AU to any credit agencies?   Do they backdate? 


Bump


Very few if anyone would know this, HSBC sold the bulk of their credit card portfolio to Cap-1 several years ago and they pretty much exited the US market.


HSBC kept all their own-branded cards though. Myself and quite a few others have them. They're the only no-annual fee, no-FTF card with contactless that supports offline authentication (e.g. for the Tube). That said, I don't have any AUs... sorry OP.


Thanks for your kind reply.

Message 5 of 6
Lyythine
Established Contributor

Re: HSBC policy on AU

I used to have an actual HSBC card and it did report authorized users, however, I closed it 4/5 years ago, so I do not know if their policy has changed.

Message 6 of 6
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