Reply
Established Member
Posts: 20
Registered: ‎02-17-2009
0

HSBC.....

While trying to access my acct to pay my CC bill I got "locked out" when I entered the CORRECT personal info. So I finally talked to a nice lady who told me to try again in 30 minutes.  She then asked if there was anything else. So I asked how do I get an CLI so that I can pay for airfare? ( Limit went from $1250 to $300.00 with an 804 FICO). So she said to call 800 318 4821 and apply for a NEW card. Anyone know what the deal is,?
Moderator Emerita
Posts: 3,091
Registered: ‎08-09-2008
0

Re: HSBC.....


ericdj wrote:
While trying to access my acct to pay my CC bill I got "locked out" when I entered the CORRECT personal info. So I finally talked to a nice lady who told me to try again in 30 minutes.  She then asked if there was anything else. So I asked how do I get an CLI so that I can pay for airfare? ( Limit went from $1250 to $300.00 with an 804 FICO). So she said to call 800 318 4821 and apply for a NEW card. Anyone know what the deal is,?

 

What HSBC card do you have? How long have you had it, and how much do you use it?

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Established Member
Posts: 20
Registered: ‎02-17-2009
0

Re: HSBC.....

Platinum since 12/05, use it 2X/week, always PIF
Valued Member
Posts: 41
Registered: ‎01-23-2008
0

Re: HSBC.....

CapOne did that to me a few years ago, I asked for an increase for something and they denied it, then in the same phone call they gave me a new card with a $1,000 limit. It's never made any sense to me!
01/25/10 - TU 709, EQ 729, EX 705
Established Contributor
Posts: 513
Registered: ‎05-31-2007
0

Re: HSBC.....

I've had HBSC and CapOne cards.  I could never get a CLI, but they kept giving me more cards.  At one point, I had three of each.  They were all cancelled after I found myfico.com and "fixed" my credit and got better cards.  Now the limit on one of my cards is way more than the limit I had on all six of those cards combined.

Frequent Contributor
Posts: 462
Registered: ‎03-04-2008
0

Re: HSBC.....

I just canceled my HSBC card last week as they refused to waive the AF. I had it for two years and they never gave me a CLI.  I will never do business with them again.
Established Member
Posts: 20
Registered: ‎02-17-2009
0

Re: HSBC.....

I just now tried the ph # to HSBC and got to listen to a man's voice tell me to go online to apply for a card!  Hmm....I guess the next step is to try and use my current card to see if it still works.  My current balance is $00.00  They'll probably think this is too high.......and want me to start paying an AF.....
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.