11-03-2009 08:28 AM
11-03-2009 12:23 PM
While trying to access my acct to pay my CC bill I got "locked out" when I entered the CORRECT personal info. So I finally talked to a nice lady who told me to try again in 30 minutes. She then asked if there was anything else. So I asked how do I get an CLI so that I can pay for airfare? ( Limit went from $1250 to $300.00 with an 804 FICO). So she said to call 800 318 4821 and apply for a NEW card. Anyone know what the deal is,?
What HSBC card do you have? How long have you had it, and how much do you use it?
Friendly, Supportive & Respectful
"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli
11-04-2009 08:05 AM
11-04-2009 09:29 AM
I've had HBSC and CapOne cards. I could never get a CLI, but they kept giving me more cards. At one point, I had three of each. They were all cancelled after I found myfico.com and "fixed" my credit and got better cards. Now the limit on one of my cards is way more than the limit I had on all six of those cards combined.
11-04-2009 10:11 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO