HSBC

[MidnightOwl]

I've had the HSBC rebuilder card for 9 months now. Never missed a payment. My question is, should I ask for a cli now and if so, is there a back door number I can call ? 

[Anonymous]

I have an HSBC card (Orchard) and they are getting dropped within the week literally. Sure, they helped me rebuild my credit but, they've only gone from $300 CL to $400. In that time, my other cards have gone up way more. Heck, Capital One went from $500 to $5500... in one jump. That was pretty sweet.

I do not like paying the Orchard monthly $8 fee and they will be dropped immediately. If I were you I would try for an increase as I know they do that but, somehow they haven't done a thing for me. I guess when I've spoken with them on the phone I can't understand the accent and they are offering me all sorts of credit just in another language. Yeah, that's what it is.

[Anonymous]

I also have two HSBC cards and have been told by them that you have to wait 6 months before you are eligible for your first credit limit increase so you should be eligible. A good backdoor number is 1-800-395-6090. If they ask where you got the number just be sure to tell them that you asked the CSR on the phone for someone who could give you a credit limit increase and they transferred you.

[DI]

---

@Anonymous wrote:
I also have two HSBC cards and have been told by them that you have to wait 6 months before you are eligible for your first credit limit increase so you should be eligible. A good backdoor number is 1-800-395-6090. If they ask where you got the number just be sure to tell them that you asked the CSR on the phone for someone who could give you a credit limit increase and they transferred you.

---

The IVR system at most call centers tells the CSR if a call came through directly or if it was xferred.  Also, the CSR will be required to leave in the account notes that they xferred the call and for what reasons. 

[Anonymous]

They are so cheap.  I've been with them since 2003. and they are terrible with clis.  Never had an auto increase in 7 years and their interet rate is like 30%.

I had Orchard also and they did give me some clis but I didn't want to pay fees. 

EX  771

EQ  788

Message Edited by casinoannie97 on 01-14-2010 07:10 AM