They pulled Experian fraudulently for me in Maryland. Meaning, I never applied for, nor had anything to do with, the card or company and an inquiry appeared. It took a lot of time and trouble to get the inquiry removed, also. But it was definitely Experian.
_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Starting Score: 500s