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HSN Credit Card

Regular Contributor

Re: HSN Credit Card

As you will see in my pasted thread, I had a very bad experience with HSN's new bank.  They used to be GE Money and when I got the card in Sept 08 they pulled TU.  They called me for further processing required because of a fraud alert on my CR.  Good luck, I hope you get it if you really want it, but it may be a blessing in disguise if you don't.

 

  http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=143358

Message 11 of 16
Epic Contributor

Re: HSN Credit Card

The Credit Pull showed up on EQ... That's good news for me, I'll keep you posted.
Message 12 of 16
Epic Contributor

Re: HSN Credit Card

They have the most F'd up system... the CSR at the bank can't even see that you have applied until after they either load the application in the system or you are declined in which case you will get the letter before it's in the system for CSR to see and you CANT talk to underwriting, so they pulled my credit on friday, I have to wait the 7-10 days for it to come in mail to see the outcome.
Message 13 of 16
Valued Contributor

Re: HSN Credit Card

lol

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 14 of 16
Epic Contributor

Re: HSN Credit Card

DECLINED - BK
Message 15 of 16
Frequent Contributor

Re: HSN Credit Card

I just opened a Venue account a month or two ago, initial CL of $1800. Have had the HSN for several months and it's not near the Venue CL, although I recently just mad a purchase and paid it off so the CL will probably rise soon enough. Anyone know how often they check for a CLI, and what those increases are?

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Message 16 of 16