Credit Cards

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ocboy949
Posts: 163
Registered: ‎03-04-2010

HSN credit card...

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‎02-27-2012 11:08 PM

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....

TU FICO - 752 (8/12/11)
EX PLUS - 721 (8/9/11)
EQ FICO - 648 (2010)

(21 years old)
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Valued Member
2ndTimeAround2012
Posts: 45
Registered: ‎02-07-2012

Re: HSN credit card...

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‎02-27-2012 11:57 PM

ocboy949 wrote:

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....


+1 LOL!

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boomhower
Posts: 1,820
Registered: ‎09-20-2011

Re: HSN credit card...

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‎02-28-2012 02:36 AM

Well, it's a store card to a place that doesn't have any physical so paying to put a mag strip on it just doesn't make sense.  You can inly use it with them which is on the phone or online so you will never need to swipe it.

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indiasnowden
Posts: 101
Registered: ‎05-01-2010

Re: HSN credit card...

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‎08-12-2012 06:27 PM

HSN is based in Tampa and they have a store at their studio complex.   I would imagine you would be able to use the HSN card at the complex.  The HSN card is a WFCB, Comenity card.

Starting Score: EQ: 589 TU: 594 EX: 589 as of 5/1/10
EQ: 660 TU: 667 EX: 683 as of 3/5/2011 via PSECU
Current Score: EQ: 586 TU: 609 (walmart) as of 10/23/12 EX: 588 as of 9/8/12 Goal Score: 650

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slarano
Posts: 279
Registered: ‎04-30-2008

Re: HSN credit card...

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‎08-12-2012 10:07 PM

WFCB, hard pull or soft for customer initiated CLI requests?

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+

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