Reply
New Contributor
Posts: 163
Registered: ‎03-04-2010
0

HSN credit card...

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....

TU FICO - 752 (8/12/11)
EX PLUS - 721 (8/9/11)
EQ FICO - 648 (2010)

(21 years old)
Valued Member
Posts: 48
Registered: ‎02-07-2012
0

Re: HSN credit card...


ocboy949 wrote:

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....



+1 LOL!

Rebuilding Mode!
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: HSN credit card...

Well, it's a store card to a place that doesn't have any physical so paying to put a mag strip on it just doesn't make sense.  You can inly use it with them which is on the phone or online so you will never need to swipe it.

Contributor
Posts: 102
Registered: ‎05-01-2010
0

Re: HSN credit card...

HSN is based in Tampa and they have a store at their studio complex.   I would imagine you would be able to use the HSN card at the complex.  The HSN card is a WFCB, Comenity card.


Starting Score: EQ: 589 TU: 594 EX: 589 as of 5/1/10
EQ: 660 TU: 667 EX: 683 as of 3/5/2011 via PSECU
Current Score: EQ: 586 TU: 609 (walmart) as of 10/23/12 EX: 588 as of 9/8/12 Goal Score: 650

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 281
Registered: ‎04-30-2008
0

Re: HSN credit card...

WFCB, hard pull or soft for customer initiated CLI requests?


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.