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New Contributor
Posts: 163
Registered: ‎03-04-2010
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HSN credit card...

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....

TU FICO - 752 (8/12/11)
EX PLUS - 721 (8/9/11)
EQ FICO - 648 (2010)

(21 years old)
Valued Member
Posts: 48
Registered: ‎02-07-2012
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Re: HSN credit card...


ocboy949 wrote:

Why does this card have a magstripe?! It can't be swiped anywhere....

 

Any ideas? Conspiracy theories? :smileyvery-happy:

 

I wonder if theres a way to find out what data is embedded on a cc magstripe....



+1 LOL!

Rebuilding Mode!
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: HSN credit card...

Well, it's a store card to a place that doesn't have any physical so paying to put a mag strip on it just doesn't make sense.  You can inly use it with them which is on the phone or online so you will never need to swipe it.

Contributor
Posts: 101
Registered: ‎05-01-2010
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Re: HSN credit card...

HSN is based in Tampa and they have a store at their studio complex.   I would imagine you would be able to use the HSN card at the complex.  The HSN card is a WFCB, Comenity card.


Starting Score: EQ: 589 TU: 594 EX: 589 as of 5/1/10
EQ: 660 TU: 667 EX: 683 as of 3/5/2011 via PSECU
Current Score: EQ: 586 TU: 609 (walmart) as of 10/23/12 EX: 588 as of 9/8/12 Goal Score: 650

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Posts: 281
Registered: ‎04-30-2008
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Re: HSN credit card...

WFCB, hard pull or soft for customer initiated CLI requests?


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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