Credit Cards

[firesoul453]

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GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?

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Yes but the extra 2% is capped at $250

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

[happyhome40]

Fire, may I ask you where you got your information? I just spoke to a discover rep to make sure of the bonuses. I read your post then called. There isn't a $250 cap on the 2%, per the rep. Also, if I bought a Northface jacket with merchant CB of 10% , I would get 17% in essence. The 2%, the 10%, and the 5% from the category. If I'm being misinformed please let me know because then I can call discover and let them know their reps are putting out misinformation.

HH40

[Jlu]

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firesoul453 wrote:

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GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?

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Yes but the extra 2% is capped at $250

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

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Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.

[firesoul453]

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Jlu wrote:

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firesoul453 wrote:

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GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?

---

Yes but the extra 2% is capped at $250

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

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Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.

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I was definelty mistaken when I said $250, I think I was thinking about the last time.

But in the ShopDiscover Terms

it says

"Cardmembers who participate in a Cashback Bonus Program will receive the specified Cashback Bonus on ShopDiscover purchases made with your Discover Card in connection with these promotions during valid promotion dates in addition to your Cashback Bonus of up to 1% on each purchase."

I definetly hope am wrong though lol. and don't forget that the shopdiscover cashback will take longer to show up (if it doesn't show up at the end of the cycle)

[LS2982]

I passed, still salty with discover

[SwampSystems]

I passed as well. Trying to show $0 statement balance this month, and it closes on the 10th. I know about push payments, but it still wouldn't get there in time.

[SoCalBound]

Think I am passing as well, I've debated back and forth and what I wanted to get, I'm just better off waiting for.  I might save discover for apple's black friday sale.

[firesoul453]

Was going to pass, since discover is my lowest cl and I wanted to keep a utilization low, but ended up ordering a nexus 7 lol.

[Pworld]

Glad i saw this. I almost forgot!!

Picked up some shirts for work from the Ralph Lauren Store online. 5+5+5+2 on cash back bonus plus it was 25 percent off each shirt with a code on their site. plus free shipping. great dollar stretching today. 

[EandK23]

Shopped at Macy's and online at WalMart!