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Happy Discover Shopping Today Guys!

Contributor

Re: Happy Discover Shopping Today Guys!


GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 

My ultimate credit wish,
a JP Morgan Palladium card
New Contributor

Re: Happy Discover Shopping Today Guys!

Fire, may I ask you where you got your information? I just spoke to a discover rep to make sure of the bonuses. I read your post then called. There isn't a $250 cap on the 2%, per the rep. Also, if I bought a Northface jacket with merchant CB of 10% , I would get 17% in essence. The 2%, the 10%, and the 5% from the category. If I'm being misinformed please let me know because then I can call discover and let them know their reps are putting out misinformation.

 

HH40

Established Contributor

Re: Happy Discover Shopping Today Guys!


firesoul453 wrote:

GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 


Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Contributor

Re: Happy Discover Shopping Today Guys!


Jlu wrote:

firesoul453 wrote:

GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 


Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.


I was definelty mistaken when I said $250, I think I was thinking about the last time.

 

But in the ShopDiscover Terms

it says

"Cardmembers who participate in a Cashback Bonus Program will receive the specified Cashback Bonus on ShopDiscover purchases made with your Discover Card in connection with these promotions during valid promotion dates in addition to your Cashback Bonus of up to 1% on each purchase."

 

I definetly hope am wrong though lol. and don't forget that the shopdiscover cashback will take longer to show up (if it doesn't show up at the end of the cycle)

 

My ultimate credit wish,
a JP Morgan Palladium card
Mega Contributor

Re: Happy Discover Shopping Today Guys!

I passed, still salty with discover Smiley Happy



EQ FICO 548 3/3/16
Highlighted
Frequent Contributor

Re: Happy Discover Shopping Today Guys!

I passed as well. Trying to show $0 statement balance this month, and it closes on the 10th. I know about push payments, but it still wouldn't get there in time.

Contributor

Re: Happy Discover Shopping Today Guys!

Think I am passing as well, I've debated back and forth and what I wanted to get, I'm just better off waiting for.  I might save discover for apple's black friday sale.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Contributor

Re: Happy Discover Shopping Today Guys!

Was going to pass, since discover is my lowest cl and I wanted to keep a utilization low, but ended up ordering a nexus 7 lol.

My ultimate credit wish,
a JP Morgan Palladium card
Regular Contributor

Re: Happy Discover Shopping Today Guys!

Glad i saw this. I almost forgot!!

 

Picked up some shirts for work from the Ralph Lauren Store online. 5+5+5+2 on cash back bonus plus it was 25 percent off each shirt with a code on their site. plus free shipping. great dollar stretching today. 


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K
Regular Contributor

Re: Happy Discover Shopping Today Guys!

Shopped at Macy's and online at WalMart!