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Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: Happy Discover Shopping Today Guys!


GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 

My ultimate credit wish,
a JP Morgan Palladium card
New Contributor
happyhome40
Posts: 70
Registered: ‎10-02-2009

Re: Happy Discover Shopping Today Guys!

Fire, may I ask you where you got your information? I just spoke to a discover rep to make sure of the bonuses. I read your post then called. There isn't a $250 cap on the 2%, per the rep. Also, if I bought a Northface jacket with merchant CB of 10% , I would get 17% in essence. The 2%, the 10%, and the 5% from the category. If I'm being misinformed please let me know because then I can call discover and let them know their reps are putting out misinformation.

 

HH40

Established Contributor
Jlu
Posts: 545
Registered: ‎06-12-2012

Re: Happy Discover Shopping Today Guys!


firesoul453 wrote:

GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 


Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: Happy Discover Shopping Today Guys!


Jlu wrote:

firesoul453 wrote:

GoldenloveNY wrote:

I am so happy to go out and start shopping. So if I shop in a department store today, it will be 7% cashback?


Yes but the extra 2% is capped at $250

 

and remeber when you shop through shopdiscover, you don't get the 5% on top of the 5%.

 

 

 


Based on 3 separate CSR contacts at Discover this is incorrect. You are able to stack 5% Cashback Bonus on top of x% ShopDiscover on top of 10/6's 2%. I triple checked before running out and blowing $1000 on a new Macbook.


I was definelty mistaken when I said $250, I think I was thinking about the last time.

 

But in the ShopDiscover Terms

it says

"Cardmembers who participate in a Cashback Bonus Program will receive the specified Cashback Bonus on ShopDiscover purchases made with your Discover Card in connection with these promotions during valid promotion dates in addition to your Cashback Bonus of up to 1% on each purchase."

 

I definetly hope am wrong though lol. and don't forget that the shopdiscover cashback will take longer to show up (if it doesn't show up at the end of the cycle)

 

My ultimate credit wish,
a JP Morgan Palladium card
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Happy Discover Shopping Today Guys!

I passed, still salty with discover :smileyhappy:



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012

Re: Happy Discover Shopping Today Guys!

I passed as well. Trying to show $0 statement balance this month, and it closes on the 10th. I know about push payments, but it still wouldn't get there in time.

Contributor
SoCalBound
Posts: 96
Registered: ‎06-24-2012

Re: Happy Discover Shopping Today Guys!

Think I am passing as well, I've debated back and forth and what I wanted to get, I'm just better off waiting for.  I might save discover for apple's black friday sale.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: Happy Discover Shopping Today Guys!

Was going to pass, since discover is my lowest cl and I wanted to keep a utilization low, but ended up ordering a nexus 7 lol.

My ultimate credit wish,
a JP Morgan Palladium card
Contributor
Pworld
Posts: 112
Registered: ‎12-29-2008

Re: Happy Discover Shopping Today Guys!

Glad i saw this. I almost forgot!!

 

Picked up some shirts for work from the Ralph Lauren Store online. 5+5+5+2 on cash back bonus plus it was 25 percent off each shirt with a code on their site. plus free shipping. great dollar stretching today. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/5K
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012

Re: Happy Discover Shopping Today Guys!

Shopped at Macy's and online at WalMart! 


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