DailyGrind wrote:Thanks everyone.
Let's see. Total income is 65k.
My current credit lines are:
Capital One - 15k
Discover - 14.5k
Chase - 7.5k
Chase - 2.25k
US Bank - 1.5k
Student Loans have about $11,000 to go.
What do you guys think?
If your recent INQs aren't on EX, I'd think you'd be fine. With a 7 year AAoA and spotless reports and your current cards (Chase and Discover mean something to AMEX, they compete a little); At 65k I think you'd have a very high chance of approval.
Only question I'd have for you would be is the AF for the BCP worth it over the BCE for rewards? I was chicken and just applied for the plain AMEX Blue (was told I could have had any of the Blues but could upgrade after 13 months without even so much as a soft pull if my reports remained consistent).
DailyGrind wrote:I went for it, applied, and got a "pending review."
Boo.
You can check the status of your app here: www.americanexpress.com/applicationstatus
A lot of times, you'll get the 7-10 day pending review message and then if you check the status online, you may see Approved. I hope that's the case for you. Good luck!!
DailyGrind wrote:Oh awesome - I got approved!! Thanks
Can't wait to see what the limit is, though!
Congrats!!! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
DailyGrind wrote:Oh awesome - I got approved!! Thanks
Can't wait to see what the limit is, though!
Congratulations! I bet the limit will be just fine given the limits on your other cards.
Thanks for providing all of this info. As someone who plans on applying for the BCP in January, I really appreciate knowing more about the situations of others with the BCP.
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