Hard Inquiry from Capital One

[kt1010]

I applied for Capital One Platinum & QS1 in July. I was approved.  I received notification of 3 Hard Inquiries. Today I noticed that my platinum card is reporting now but QS1 isn't yet.  I also noticed they hard pulled my credit report again yesterday.  Do they normally hard pull again? If so why do they normally pull your report again?

[Open123]

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@kt1010 wrote:

I applied for Capital One Platinum & QS1 in July. I was approved.  I received notification of 3 Hard Inquiries. Today I noticed that my platinum card is reporting now but QS1 isn't yet.  I also noticed they hard pulled my credit report again yesterday.  Do they normally hard pull again? If so why do they normally pull your report again?

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All things being equal, Cap One will initiate 3 HPs per application.  So, if you applied for two cards, the result will be 6 Hps, 2 on each CRA.

[LadyJEsq]

I really think it depends. I just applied to both QS and V and there was one HP on TU and two HPs on EQ. I'm not sure about EX, but it appears to me that one can't say for sure that they'll definitely pull your CRs X 2. Meaning a total of 6 HPs. 

[UncleB]

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@kt1010 wrote:

I applied for Capital One Platinum & QS1 in July. I was approved.  I received notification of 3 Hard Inquiries. Today I noticed that my platinum card is reporting now but QS1 isn't yet.  I also noticed they hard pulled my credit report again yesterday.  Do they normally hard pull again? If so why do they normally pull your report again?

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I think I would give them a call to see if something was wrong. 

It's one thing to get multiple sets of HPs at the time of application, but waiting a couple of months for an extra HP doesn't sound right to me.