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Hard Pull's and Soft Pull's

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Super Contributor

Re: Hard Pull's and Soft Pull's


Bobert22 wrote:

myjourney wrote:

myjourney wrote:

indiolatino61 wrote:

Geez...thanks for the list! Now, to be clear, do these places do soft pulls after an app or only as part of the "Shopping Cart Trick only?"


Shopping cart trickSmiley Happy




FYI ....................any app that ask only for the last four digits of your SS# is a SP app


So they don't pull a HP at all for a new app if you're preapproved?


Correct on shopping cart tricks....last for digits only given so you haven't given them permission for a HP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?