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Hard Pull's and Soft Pull's

Valued Member

Hard Pull's and Soft Pull's

I was reading another thread where someone was able to explain to me what Hard pulls are and what soft pulls are. So now i wanted to know what type of places due soft pulls??

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


Take the myFICO Fitness Challenge


10 REPLIES
Super Contributor

Re: Hard Pull's and Soft Pull's

Lol im searching for your answer its a bunch tho 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Hard Pull's and Soft Pull's


myjourney wrote:

Lol im searching for your answer its a bunch tho 


Comenity Bank Credit Cards hope this helps 

Bealls of Florida

Bealls Outlet (Same company, different card.  You can use the Bealls of Floridia at the Bealls outlet, but not vice versa. That was Bealls doing not them.)

Marathon Gas

Marathon Gas Visa

Victoria's Secret

NY and Co.

Brylane Homes

Abercrombie

Sportsman's Guide Visa

My Points Visa

J. Crew

Express

The Limited

HSN card

J. Crew

Buckle

One Stop Plus

Catherines

West Elm

Crate & Barrell

Bon Ton

Avenue

Justice

Dressbarn

Restorations Hardware

Burkes

Maurice's

Pottery Barn

Christopher and Banks

Eddie Bauer

Z Gallerie

Reeds Jewelers

Petland

Metrostyle

Chadwicks

Roamans

Arhaus Archage

OPT/Arizona Mail Order

Torrid

J. Jill

King Size

Goodies

Peebles

Ashley Stewart

Davids Bridal

Stage

Blaire

Lane Bryant

Giant Eagle

Bedford Fair

Value City

Fashion Bug

American Signature

Haband

Speigel

Ann Taylor

Gander Mountain

Samueal Diamond

Undergear

American

Women Within

Trek

Pier 1

Pacific Sunwear

Palais Royal

Gardner White

Orchard Supply Hardware

Sports Authority

Gordmans

Smile Generation Financial

The Room Place

Love Loft

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Member

Re: Hard Pull's and Soft Pull's

Oh wow! Awesome of you to find a list for me. Thanks so much Smiley Very Happy

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


Take the myFICO Fitness Challenge


Super Contributor

Re: Hard Pull's and Soft Pull's

Helping each other.....

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: Hard Pull's and Soft Pull's

Geez...thanks for the list! Now, to be clear, do these places do soft pulls after an app or only as part of the "Shopping Cart Trick?"

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Valued Contributor

Re: Hard Pull's and Soft Pull's

I saw this list before....it was my understanding it is a SP ONLY if you do the shopping cart trick and get a pre approval pop up....Correct me if I am wrong. So, if you go to the site and apply for the card it would be a HP....Yes????

*8/10/13
Super Contributor

Re: Hard Pull's and Soft Pull's


indiolatino61 wrote:

Geez...thanks for the list! Now, to be clear, do these places do soft pulls after an app or only as part of the "Shopping Cart Trick only?"


Shopping cart trickSmiley Happy



Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor

Re: Hard Pull's and Soft Pull's


myjourney wrote:

indiolatino61 wrote:

Geez...thanks for the list! Now, to be clear, do these places do soft pulls after an app or only as part of the "Shopping Cart Trick only?"


Shopping cart trickSmiley Happy




FYI ....................any app that ask only for the last four digits of your SS# is a SP app ....make sure pop up blocker is off also

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Contributor

Re: Hard Pull's and Soft Pull's


myjourney wrote:

myjourney wrote:

indiolatino61 wrote:

Geez...thanks for the list! Now, to be clear, do these places do soft pulls after an app or only as part of the "Shopping Cart Trick only?"


Shopping cart trickSmiley Happy




FYI ....................any app that ask only for the last four digits of your SS# is a SP app


So they don't pull a HP at all for a new app if you're preapproved?

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)