Hard Pulls

[Emily0212]

So to follow up on my thread from yesterday - I was a week off.  Capital One won't report my new utilization until next week.  I shouldn't have been applying for ANYTHING this week.  Lesson learned.    So I now have 2 HP on EQ, 3 HP on TU and 3 HP on EX.  Capital One pulled from all three bureaus, Barclays pulled from EX and TU.  I want to get one more approval before I garden, I should see a good bump in scores when the utilization updates, how many hard pulls is too many?

[Emily0212]

Before my spree yesterday I had zero HP on all 3 reports.

[mountainmom]

So who approved you? Chase and discover? I would at least wait until cap one reports before quilting for anything else.

[mountainmom]

Oops applying. You can quilt anytime haha. Make a warm blanket for your seedlings.

[alvon123]

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@Emily0212 wrote:

So to follow up on my thread from yesterday - I was a week off.  Capital One won't report my new utilization until next week.  I shouldn't have been applying for ANYTHING this week.  Lesson learned.    So I now have 2 HP on EQ, 3 HP on TU and 3 HP on EX.  Capital One pulled from all three bureaus, Barclays pulled from EX and TU.  I want to get one more approval before I garden, I should see a good bump in scores when the utilization updates, how many hard pulls is too many?

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I think 5 hard pulls per credit bureau would be pushing it.  Someone correct me if I am wrong.

[Gatortrout]

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@mountainmom wrote:
Oops applying. You can quilt anytime haha. Make a warm blanket for your seedlings.

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