@revvystoke wrote:Checked my TU report, no HP from them yet so I called back. Got $500 on the automated line, asked for a csr and she did a hp and I got $3500. Its a foot in the door at least. Scores are tu738.
CONGRATS!! 
Im just not willing to give a HP for it.
Pretty random..
PC from More to IT, APR reduced and CLI all in one call.
So I was looking around the forums and noticed a lot of talk about PC from the Discover More to the Discover IT so I decided to give it a try.
Gave them a call and was transferred from the 'More' specialist to the 'IT' specialist. She confirmed there would be no change to the account number, confirmed on rewards/benefits and would be available my next billing cycle. No impact on credit report.
While I had her on the phone I decided to ask her about a CLI and APR reduced. She checked the APR first and lowered it from 22.99% to 18.24% right away. I was shocked. And although I have other cards lower, I intend to PIF every month so no worries.
As for the CLI, she said if it gets to the point that it requires a HP, she would let me know. I got this card back in 08/11 at $1500 with no CLI so far (luv button online didn't work). She asked a few financial questions and why I wanted the increase and how much. I asked for $3K (didn't want to go too high and risk a HP or nothing at all). Her first words were congratulations. Completely caught me by suprised. She said no credit pull was required so it was a SP and it approved for $3K.
12/19/19 
06/11/20 
07/02/20
@vpae wrote:Pretty random..
PC from More to IT, APR reduced and CLI all in one call.
So I was looking around the forums and noticed a lot of talk about PC from the Discover More to the Discover IT so I decided to give it a try.
Gave them a call and was transferred from the 'More' specialist to the 'IT' specialist. She confirmed there would be no change to the account number, confirmed on rewards/benefits and would be available my next billing cycle. No impact on credit report.
While I had her on the phone I decided to ask her about a CLI and APR reduced. She checked the APR first and lowered it from 22.99% to 18.24% right away. I was shocked. And although I have other cards lower, I intend to PIF every month so no worries.
As for the CLI, she said if it gets to the point that it requires a HP, she would let me know. I got this card back in 08/11 at $1500 with no CLI so far (luv button online didn't work). She asked a few financial questions and why I wanted the increase and how much. I asked for $3K (didn't want to go too high and risk a HP or nothing at all). Her first words were congratulations. Completely caught me by suprised. She said no credit pull was required so it was a SP and it approved for $3K.
CONGRATS!!!!
@LS2982 wrote:
@revvystoke wrote:Checked my TU report, no HP from them yet so I called back. Got $500 on the automated line, asked for a csr and she did a hp and I got $3500. Its a foot in the door at least. Scores are tu738.
CONGRATS!!
Im just not willing to give a HP for it.
do you have a thread of how you been behaving with them ? in regards of balances and statements
@culture wrote:
@LS2982 wrote:
@revvystoke wrote:Checked my TU report, no HP from them yet so I called back. Got $500 on the automated line, asked for a csr and she did a hp and I got $3500. Its a foot in the door at least. Scores are tu738.
CONGRATS!!
Im just not willing to give a HP for it.
do you have a thread of how you been behaving with them ? in regards of balances and statements
Carried a balance like 3 months oout of the 14 i've had the card. never late, always make large payments.