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Hardest credit card to get (excluding the obvious)

Frequent Contributor

Re: Hardest credit card to get (excluding the obvious)

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 

Message 11 of 32
Super Contributor

Re: Hardest credit card to get (excluding the obvious)


NonSufficientFunds wrote:

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 


Yea, I doubt this available in the US. Kinda neat to see a brown amex though. 

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Message 12 of 32
New Contributor

Re: Hardest credit card to get (excluding the obvious)

i hear diners club is a hard one

Message 13 of 32
Moderator

Re: Hardest credit card to get (excluding the obvious)

Anything from US Bank is next to impossible for me to get Smiley Happy
Message 14 of 32
New Contributor

Re: Hardest credit card to get (excluding the obvious)

i got the 'letter' message from us bank 2 days ago

Message 15 of 32
Moderator

Re: Hardest credit card to get (excluding the obvious)

Theyre the only bank I know of that sends a card 2 weeks after they send a decline letter. Just not to me lol
Message 16 of 32
Established Contributor

Re: Hardest credit card to get (excluding the obvious)

Any of the cards from Penfed can be pretty hard to get. Even people with perfect credit often get denied due to "pyramiding debt". Just apply for whatever fits your spending patterns.


Message 17 of 32
Super Contributor

Re: Hardest credit card to get (excluding the obvious)


NonSufficientFunds wrote:

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 


What's interesting is that along with the Harrods card there is also the Nectar card.  Nectar points are offered by a variety of retailers, many of them just normal high street stores, quite a distance from the perceived luxury status of Harrods.   

Message 18 of 32
Super Contributor

Re: Hardest credit card to get (excluding the obvious)

For me, I think US Bank seems to be the most stringent.  My first card, they reviewed and interviewed me before approving it.

Message 19 of 32
Established Contributor

Re: Hardest credit card to get (excluding the obvious)

PenFed for me.

Message 20 of 32