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Frequent Contributor
Posts: 332
Registered: ‎04-09-2013
0

Re: Hardest credit card to get (excluding the obvious)

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 

Senior Contributor
Posts: 5,473
Registered: ‎06-05-2013
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Re: Hardest credit card to get (excluding the obvious)


NonSufficientFunds wrote:

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 


Yea, I doubt this available in the US. Kinda neat to see a brown amex though. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 790 7/24/16, Last App 7/5/16
Goal Score: 800 In garden until undecided
New Contributor
Posts: 97
Registered: ‎02-03-2014
0

Re: Hardest credit card to get (excluding the obvious)

i hear diners club is a hard one

Moderator
Posts: 9,515
Registered: ‎09-22-2012
0

Re: Hardest credit card to get (excluding the obvious)

Anything from US Bank is next to impossible for me to get Smiley Happy
New Contributor
Posts: 97
Registered: ‎02-03-2014
0

Re: Hardest credit card to get (excluding the obvious)

i got the 'letter' message from us bank 2 days ago

Moderator
Posts: 9,515
Registered: ‎09-22-2012
0

Re: Hardest credit card to get (excluding the obvious)

Theyre the only bank I know of that sends a card 2 weeks after they send a decline letter. Just not to me lol
Established Contributor
Posts: 658
Registered: ‎07-03-2012
0

Re: Hardest credit card to get (excluding the obvious)

Any of the cards from Penfed can be pretty hard to get. Even people with perfect credit often get denied due to "pyramiding debt". Just apply for whatever fits your spending patterns.


Super Contributor
Posts: 13,383
Registered: ‎04-22-2013
0

Re: Hardest credit card to get (excluding the obvious)


NonSufficientFunds wrote:

I would really like to get the Brown AmEx from Harrods, but I don't think it's available in the US.

 

https://www.americanexpress.com/uk/content/harrods-card/

 

 


What's interesting is that along with the Harrods card there is also the Nectar card.  Nectar points are offered by a variety of retailers, many of them just normal high street stores, quite a distance from the perceived luxury status of Harrods.   

Super Contributor
Posts: 6,224
Registered: ‎02-23-2011
0

Re: Hardest credit card to get (excluding the obvious)

For me, I think US Bank seems to be the most stringent.  My first card, they reviewed and interviewed me before approving it.

Established Contributor
Posts: 877
Registered: ‎04-28-2013
0

Re: Hardest credit card to get (excluding the obvious)

PenFed for me.

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